The Alaska Airlines Visa® Signature® Credit Card, issued by FIA Card Services, N.A., is designed for those who travel frequently on Alaska Airlines or Horizon Air.
Through the reward program, cardholders earn one mile per dollar spent on general purchases, two miles per dollar spent on purchases of Alaska Airlines and Horizon Air tickets and special vacation packages, and up to five miles per dollar spent at participating restaurants. 20,000 bonus miles are applied to the account upon approval, and 1,000 bonus miles are earned for applying online. Accumulated miles do not expire as long the account remains active within a three-year period, and there is no yearly limit to the number of miles that may be earned. Miles can be redeemed with ten airline partners, and award travel begins at 20,000 miles.
Cardholders receive a $50 round-trip companion ticket upon approval and every year thereafter, and they also receive two Alaska Airlines board room passes upon approval, which can be used at select airports in Seattle, Los Angeles, San Francisco, Portland, and Anchorage.
The interest rate applied to purchases and balance transfers is reasonable for a reward card, though not ideal for those who plan to carry a balance. The annual fee is slightly high, though reasonable as compared to other signature airline reward cards.
In addition to the reward program, cardholders can expect various signature benefits such as auto rental insurance, various travel and emergency assistance services, purchase protection, and online banking services.
Therefore, those who can afford to pay in full each month (to avoid finance charges), will be able to redeem a free ticket within a two-year period (due to its annual fee of $75), and plan to take advantage of the additional benefits that are offered may find the Alaska Airlines Visa® Signature® Credit Card as a suitable option.
Review Date: September 15, 2008
Note: The review on this card was updated on September 15, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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APR Varies* (Variable)
The APR for purchases is based on the Prime Rate. |
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Cash APR:
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APR Varies* (Variable)
The APR for cash advances is based on the Prime Rate.
There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$75 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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See Important Notations |
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Maximum Credit Limit:
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See Important Notations |
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Miles per Dollar:
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1 Mile |
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Additional Miles:
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Earn up to 5 miles per dollar spent at participating restaurants. Earn 2 miles per dollar spent on Alaska Airlines and Horizon Air tickets and vacation packages. |
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Mile Details:
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None |
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Expiration:
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3 Years (Miles do not expire as long as the frequent flyer account is active during a 3-year period.) |
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Yearly Limit:
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None |
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Bonus Approval:
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20,000 Miles |
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Bonus Details:
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**Receive 1,000 additional miles upon approval when applying online. |
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Frequent Flyer Compatible:
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Yes |
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Most Attractive Feature(s):
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| No expiration on miles (as long as the account remains active); no yearly limit on miles; reasonable APR (for a reward card); various additional benefits and services to cardholders; bonus miles. |
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Least Attractive Feature(s):
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| Annual fee. |
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Additional Features:
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| See website for card benefits. |
| The card has no pre-set spending limit. See website for complete terms and conditions of card usage and application disclosure. |
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