Starwood Preferred Guest® Credit Card from American Express Review
Issued by American Express
  
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Overall Rating:   Benefit Rating:  |
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The Starwood Preferred Guest® Credit Card from American Express will take you places you have never been! Enjoy exclusive free hotel stays and flights with this one-of-a-kind travel rewards credit card.
Sign up for your Starwood Preferred Guest® Credit Card from American Express and receive 10,000 Starpoints® Bonus points with your first purchase. Plus, get another 15,000 points when you spend $5,000 within the first six months. Your 25,000 Starpoints® can be redeemed for up to 6 free nights at a Category 1 or 2 hotel.
Use your Starpoints® towards free nights and flights at over 350 airlines and more than 1,000 hotels around the world. You'll also experience no blackout dates, so you can reserve your flight or hotel stay anytime.
Your annual fee is waived for the first year, saving you $65 with the Starwood Preferred Guest® Credit Card from American Express. It's no wonder this travel rewards credit card received the 2011 SmarterTravel® Award for "Best Travel Rewards Card"! Get it today!
Sign up for your Starwood Preferred Guest® Credit Card from American Express and receive 10,000 Starpoints® Bonus points with your first purchase. Plus, get another 15,000 points when you spend $5,000 within the first six months. Your 25,000 Starpoints® can be redeemed for up to 6 free nights at a Category 1 or 2 hotel.
Use your Starpoints® towards free nights and flights at over 350 airlines and more than 1,000 hotels around the world. You'll also experience no blackout dates, so you can reserve your flight or hotel stay anytime.
Your annual fee is waived for the first year, saving you $65 with the Starwood Preferred Guest® Credit Card from American Express. It's no wonder this travel rewards credit card received the 2011 SmarterTravel® Award for "Best Travel Rewards Card"! Get it today!
Review Date: January 18, 2012
Note: The review on this card was updated on January 18, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Purchase APR:
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15.24% - 19.24% variable (Variable) |
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Cash APR:
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25.24% (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$65* |
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Annual Fee Details:
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*$0 introductory annual fee for the first year, then $65 |
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Grace Period:
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25 Days (Min.) |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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Either $5 or 3% of the amount of each cash advance, whichever is greater. |
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Balance Transfer Fee:
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Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Credit Card Reward Program Details (Point) | |
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Points Per Dollar:
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1 Point |
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Additional Points:
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Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts. Cardholders earn double points on stays and purchases made at select Starwood retail outlets, and they earn 1 additional point per $1 spent on qualified purc |
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Point Details:
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Starpoints can be transferred to over 350 major airlines. There are no blackout dates and you can start redeeming with as few as 1,500 Starpoints for free nights with a combination of Cash & Points. |
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Expiration:
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1 Year (Points do not expire as long as the account is active within a 1-year period.) |
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Yearly Limit:
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No |
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Bonus First Purchase:
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10,000 Points |
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Bonus Details:
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Earn 10,000 Starpoints after your first purchase and an additional 15,000 Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a category 1 or 2 hotel. |
| Features |
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Most Attractive Feature(s):
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| Additional points offered to those who stay at Starwood hotels and resorts; bonus points; annual fee is waived for first year. |
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Least Attractive Feature(s):
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| Points expire if the account is not active within a one-year period. |
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Additional Features:
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| Various Internet account related services. Year-end financial statement. Extended warranty for purchases. No liability for unauthorized Internet transactions. Purchase protection. Return protection. Price protection service. Access to the Offer Zone for various discounts at participating retailers and merchants. Emergency card replacement. Emergency cash replacement. Up to $100,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits. |
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Important Notations
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| Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the Starwood Preferred Guest® Credit Card from American Express from American Express See other Travel Credit Cards See other American Express Credit Cards |