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Disney Rewards® Visa® Card from Chase Review
Issued by Chase
  
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Overall Rating:
Benefit Rating:
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The Disney Rewards® Visa® Card from Chase, is designed for those with very good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn a 1% rebate on all purchases. Rebates are converted into Disney Dream Reward Dollars at the rate of one reward dollar for every $100 spent. There is a yearly limit of 750 Disney Dream Reward Dollars that can be earned, and rewards expire in five years (once issued, the certificate expires in one year). Reward Dollars can be redeemed for a variety of Disney merchandise and vacations.
In addition to the rewards program, cardholders have access to common platinum benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders will also receive great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort.
For those who qualify, there is a 0% introductory rate for purchases and balance transfers for up to twelve months, a reasonable interest rate for purchases and balance transfers after the introductory rate expires, and no annual fee. There is also 0% APR financing for up to six months on select Disney vacation packages.
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the special Disney offers (to earn the additional rebates) will benefit most from what the Disney Rewards® Visa® Card from Chase has to offer.
Through the rewards program, cardholders earn a 1% rebate on all purchases. Rebates are converted into Disney Dream Reward Dollars at the rate of one reward dollar for every $100 spent. There is a yearly limit of 750 Disney Dream Reward Dollars that can be earned, and rewards expire in five years (once issued, the certificate expires in one year). Reward Dollars can be redeemed for a variety of Disney merchandise and vacations.
In addition to the rewards program, cardholders have access to common platinum benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders will also receive great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort.
For those who qualify, there is a 0% introductory rate for purchases and balance transfers for up to twelve months, a reasonable interest rate for purchases and balance transfers after the introductory rate expires, and no annual fee. There is also 0% APR financing for up to six months on select Disney vacation packages.
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the special Disney offers (to earn the additional rebates) will benefit most from what the Disney Rewards® Visa® Card from Chase has to offer.
Review Date: September 22, 2008
Note: The review on this card was updated on September 22, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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0% APR for up to12 Months |
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Intro Applied Towards:
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Purchases, Balance Transfers |
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Purchase APR:
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10.99% (Variable) The APR for purchases is based on the Prime Rate. |
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Cash APR:
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20.99% (Variable) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15.00 on balances up to $250.00; $39.00 on balances over $250.00 |
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Over the Limit Fee:
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$29 |
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Cash Advance Fee:
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3%, $5 minimum |
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Balance Transfer Fee:
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3%, $5 minimum, $75 maximum |
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Minimum Credit Limit:
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$5,000 |
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Maximum Credit Limit:
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$100,000 |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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1% |
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Additional Rebates:
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None |
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Rebate Details:
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1 Disney Dream Reward Dollar is awarded per $100 spent, which is equivalent to a 1% rebate. Rewards can be redeemed toward Disney hotels, restaurants, theme parks, DVDs, toys, and more. |
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Expiration:
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5 Years (Once converted into certificates there is a 1-year expiration date.) |
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Yearly Limit:
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750 Disney Dream Reward Dollars on $75,000 in net purchases. |
| Features | |
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Most Attractive Feature(s):
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| Common platinum benefits; no annual fee; vacation financing. | |
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Least Attractive Feature(s):
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| Higher APR for less qualifying applicants. | |
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Additional Features:
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| Access to 0% APR financing for up to 6 months on select Disney vacation packages. Great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort. Various Internet account related services. Year-end financial statement (upon request). Purchase protection. No liability for unauthorized transactions. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Auto rental insurance (Auto Rental Collision Damage Waiver). Travel accident insurance. Various travel and emergency assistance services. Extended warranty for purchases. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
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Important Notations
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| The APR for purchases and balance transfers varies according to the applicant's credit history and is either 5.99% or 10.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. | |
| Additional Information | |
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Apply Online for the Disney Rewards® Visa® Card from Chase from Chase See other Travel Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards |
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