Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Annual Fee:
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$0 |
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Annual Fee Details:
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**No additional cardholders allowed on this card. |
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Over the Limit Fee:
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$29 |
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Cash Advance Fee:
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$2 for ATM transactions |
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Application Fee:
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$0 |
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Participation Fee:
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$0 |
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Reload Fee:
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Payroll direct deposit reloads are free; $1 for all other reloads; an additional $5.95 for reloads done through retail locations; and an additional $13 for reloads done through bank wire transfers. |
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InActive Fee:
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$2 Monthly (after 90 days of inactivity) |
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Total First Year Fees:
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0 |
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Minimum Credit Limit:
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$5 |
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Maximum Credit Limit:
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$5,000 |
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Minimum Deposit:
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$10 |
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Maximum Deposit:
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$300*** |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| **$99.95 annual fee (advanced deposit) will be waived for the first two years. ***Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000. Elite cardmembers will earn $90 per year for each approved Elite MasterCard® referral in good standing, $50 per year for each approved Preferred MasterCard® referral in good standing, and $20 per year for each approved Associate MasterCard® referral in good standing. ****Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation. See website for complete terms and conditions of card usage and application disclosure. |
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