Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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1.99% APR for 6 Months |
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Intro Applied Towards:
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Purchases |
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Additional Intro Details:
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A 6.99% fixed APR is available on balance transfers for the life of the loan if a transfer is submitted during the first three months of cardmembership. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $1,000; $39 on balances over $1,000 |
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Over the Limit Fee:
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$39 |
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Cash Advance Fee:
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3%, $5 minimum |
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Balance Transfer Fee:
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3%, $5 minimum (does not apply to introductory offer) |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| This is a Union-endorsed credit card, and applicants must be members of one of the AFL-CIO Unions to be eligible to apply for the card. The APR for purchases varies according to the applicant's credit history and may range from 6.99% to 13.99% + Prime Rate. The minimum for cash advances is 19.99%. See website for complete terms and conditions of card usage and application disclosure. |
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