American Express® Gold Card Review
Issued by American Express
  
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Overall Rating:   Benefit Rating: |
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The American Express® Gold Card is a charge card that gives you the prestige and buying power of an American Express card member, without ever accruing costly interest charges or fees.
The American Express® Gold Card is a charge card, meaning that the total balance on your card account is due in full at the end of every billing cycle. This prevents you from ever suffering interest charges or fees. It also opens for you a world of American Express perks, protections, and privileges!
The American Express® Gold Card gives you the opportunity to earn 10,000 Membership Rewards® points for your initial spending. When you charge $1,000 or more to your American Express® Gold Card within the first 3 months of opening your account, you'll be awarded 10,000 Membership Rewards® points!
Those Membership Rewards&174; points are worth up to $100 in exciting gift cards and other rewards. Redeem gift cards with your favorite merchants, retailers, restaurants and more. The American Express® Gold Card lets you expand your world with enriching rewards opportunities!
The American Express® Gold Card also gives you access to exclusive Gold Card Events. You'll have the opportunity to attend exciting concerts, major sporting events, and more. You can redeem your Membership Rewards&174; points for a wide variety of rewards opportunities, including an exclusive array of travel, shopping, dining and even entertainment rewards!
Plus, you'll receive peerless American Express customer service and protections. For instance: American Express purchase protection services insure most items you pay for with your American Express® Gold Card against loss, theft or damage for up to 90 days from the day you purchased them. And that is just the beginning of the American Express cardholder experience.
There is an annual fee associated with the American Express® Gold Card. However it pales in comparison to the experiences, rewards, and protective cardholder services you'll enjoy as a card member. In most cases, approval for the American Express® Gold Card takes just 60 seconds. What are you waiting for?
Apply today for the charge card that opens up a whole new world of exciting prestige, purchasing power, and rewards opportunities - The American Express® Gold Card!!
The American Express® Gold Card is a charge card, meaning that the total balance on your card account is due in full at the end of every billing cycle. This prevents you from ever suffering interest charges or fees. It also opens for you a world of American Express perks, protections, and privileges!
The American Express® Gold Card gives you the opportunity to earn 10,000 Membership Rewards® points for your initial spending. When you charge $1,000 or more to your American Express® Gold Card within the first 3 months of opening your account, you'll be awarded 10,000 Membership Rewards® points!
Those Membership Rewards&174; points are worth up to $100 in exciting gift cards and other rewards. Redeem gift cards with your favorite merchants, retailers, restaurants and more. The American Express® Gold Card lets you expand your world with enriching rewards opportunities!
The American Express® Gold Card also gives you access to exclusive Gold Card Events. You'll have the opportunity to attend exciting concerts, major sporting events, and more. You can redeem your Membership Rewards&174; points for a wide variety of rewards opportunities, including an exclusive array of travel, shopping, dining and even entertainment rewards!
Plus, you'll receive peerless American Express customer service and protections. For instance: American Express purchase protection services insure most items you pay for with your American Express® Gold Card against loss, theft or damage for up to 90 days from the day you purchased them. And that is just the beginning of the American Express cardholder experience.
There is an annual fee associated with the American Express® Gold Card. However it pales in comparison to the experiences, rewards, and protective cardholder services you'll enjoy as a card member. In most cases, approval for the American Express® Gold Card takes just 60 seconds. What are you waiting for?
Apply today for the charge card that opens up a whole new world of exciting prestige, purchasing power, and rewards opportunities - The American Express® Gold Card!!
Review Date: November 16, 2011
Note: The review on this card was updated on November 16, 2011. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Finance Configuration:
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n/app |
| Credit Card Fee Details | |
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Annual Fee:
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$125 |
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Annual Fee Details:
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$125 annual fee. Get up to 5 Additional Cards for one low annual fee of $35. Then, pay $35 per year for each Additional Card you add thereafter. |
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Minimum Credit Limit:
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See Important Notations |
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Maximum Credit Limit:
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See Important Notations |
| Credit Card Reward Program Details (Point) | |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points are redeemable for an exclusive array of travel, shopping, dining and entertainment rewards. |
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Expiration:
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None |
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Yearly Limit:
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No |
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Bonus Details:
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Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership |
| Features |
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Most Attractive Feature(s):
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| Access to rewards program for no additional fee; special discounts at participating merchants; bonus points are equivalent to a $100 gift card. |
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Least Attractive Feature(s):
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| High annual fee for primary and additional cardholders. |
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Additional Features:
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| Various Internet account related services. Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide. Discounts on products and services at participating merchants and retailers. Return protection Purchase protection. Extended warranty for purchases. Auto rental insurance. Medical referral service. Legal referral service. Emergency cash replacement. Lost luggage insurance. Travel accident insurance. Guaranteed hotel reservations. Emergency card replacement. Year-end financial statement. Identity theft assistance. Various travel and emergency assistance services. See website for additional benefits. |
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Important Notations
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| This card is a charge card and the bill is paid in full each month. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the American Express® Gold Card from American Express See other Charge Credit Cards See other American Express Credit Cards |