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Citi® Platinum Select® MasterCard® ReviewIssued by CitiBank
The Citi® Platinum Select® MasterCard®, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases for 12 months and balance transfers for 18 months. It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the variable interest rate will not go below the minimum cap. The card does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards. Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® MasterCard® has to offer. Review Date: July 28, 2010 Note: The review on this card was updated on July 28, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
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