Citi® Platinum Select® MasterCard® Review
Issued by CitiBank
  
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Overall Rating:   Benefit Rating: |
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The Citi® Platinum Select® MasterCard®, issued by Citibank, is a great rate credit card designed for those who would like to take advantage of the various standard services and benefits provided by Citibank.
You'll enjoy a reasonably low variable interest rate for purchases and balance transfers and no annual fee. There is also an attractive 0% introductory rate that can be applied toward purchases and balance transfers for 18 months.
Take advantage of online discounts with the Citi® Platinum Select® MasterCard®, and 0% liability on unauthorized charges. That means you won't be held responsible for any fraudulent purchases.
The Citi® Platinum Select® MasterCard® does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. Plus, you can access online services, including account management, online-only statements, account activity and more.
Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® MasterCard® has to offer.
You'll enjoy a reasonably low variable interest rate for purchases and balance transfers and no annual fee. There is also an attractive 0% introductory rate that can be applied toward purchases and balance transfers for 18 months.
Take advantage of online discounts with the Citi® Platinum Select® MasterCard®, and 0% liability on unauthorized charges. That means you won't be held responsible for any fraudulent purchases.
The Citi® Platinum Select® MasterCard® does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. Plus, you can access online services, including account management, online-only statements, account activity and more.
Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® MasterCard® has to offer.
Review Date: February 01, 2012
Note: The review on this card was updated on February 01, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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0% Intro APR* |
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Intro Applied Towards:
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Purchases, Balance Transfers |
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Additional Intro Details:
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0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 18 Months on Purchases* |
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Purchase APR:
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11.99% - 21.99%* (Variable) (Variable) |
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Cash APR:
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25.24% (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0* |
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Grace Period:
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20 - 25 Days |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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5% of each cash advance; $10 minimum. |
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Balance Transfer Fee:
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3% of each balance transfer; $5 minimum. |
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Minimum Credit Limit:
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$500 |
| Features |
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Most Attractive Feature(s):
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| 0% introductory rate; reasonable variable APR for purchases; no annual fee. |
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Least Attractive Feature(s):
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| Higher variable APR for less qualifying applicants. |
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Additional Features:
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| Various Internet account related services. Reports to all major credit bureaus to help you establish your credit history. Citi Identity Theft Solutions. $0 liability on unauthorized purchases. Secure, free online account management. Auto rental insurance. Fraud and security protection services. Lost wallet service. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Optional personal photo on card. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the Citi® Platinum Select® MasterCard® from Citibank See other Regular Credit Cards See other Credit Cards Issued by CitiBank See other MasterCard Credit Cards |