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Pulaski Bank Visa® Card Review
Issued by Pulaski Bank
  
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Overall Rating:
Benefit Rating:
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The Pulaski Bank Visa® Card issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card.
The best feature of this credit card is the very low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.
However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.
Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® Card has to offer.
The best feature of this credit card is the very low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.
However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.
Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® Card has to offer.
Review Date: May 16, 2008
Note: The review on this card was updated on May 16, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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0% APR for 6 Months |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is available on balance transfers submitted during the first three months. |
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Purchase APR:
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6.50% (Fixed) The APR for purchases is based on the Prime Rate. |
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Cash APR:
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6.50% (Fixed) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$35 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000 |
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Over the Limit Fee:
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$35 |
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Cash Advance Fee:
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None |
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Balance Transfer Fee:
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None |
| Features | |
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Most Attractive Feature(s):
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| Very low APR; 0% introductory rate for six months on balance transfers. | |
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Least Attractive Feature(s):
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| Annual fee. | |
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Additional Features:
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| Various Internet account related services. Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. No liability for unauthorized transactions. See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. | |
| Additional Information | |
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Apply Online for the Pulaski Bank Visa® Card from Pulaski Bank See other Regular Credit Cards See other Credit Cards Issued by Pulaski Bank See other Visa Credit Cards |
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