Slate® from Chase - No Balance Transfer Fee Review

Issued by Chase


Slate® from Chase - No Balance Transfer Fee
Slate® from Chase - No Balance Transfer Fee Application Secure Credit Card Applications

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Credit Card Benefit Rating


The Slate® from Chase - No Balance Transfer Fee is a credit card that provides members with a no balance transfer fee when you transfer an existing balance onto this card within the first billing cycle of opening your account. This excellent credit card offer also includes a 0% introductory APR, no annual fee for card membership, and access to Chase's unique Blueprint financial management program.

0% Introductory APR - During this time you'll enjoy a 0% intro APR on purchases and balance transfers for up up to 15 months. Typically, most balance transfer credit cards assess a fee of approximately 3% of the amount being transferred. However, good credit and savings should be rewarded - and they are with this card. It's only after the first 30 days that the fee for future balance transfers become 3% of the amount transferred with a minimum fee of $5.

Transfer Higher Rate Balances - Move high-interest balances on your other credit cards to your new Slate from Chase - no balance transfer fee card. Take advantage and benefit from the transfer and pay down credit cards faster while keeping more money in your pocket.

Zero Liability - Chase strives to give members the tools to protect them financially and also safeguards them from fraudulent activity. Their Zero Liability policy means should be the victim of fraudulent activity on your account-- you won't be held liable.

Blueprint - Chase's Blueprint program allows you to take complete control of your personal finances while lowering your balance. The repayment program allows you to manage your money on your own terms with several options designed to facilitate your bill pay and avoid paying additional interest. Choose from the following options:

Full Pay - Where YOU decide which purchasing categories to pay in full.

Split - Create a custom plan to pay off a big ticket item while deciding how much you want to pay.

Finish It - Pay down your balance and decide how much you want to pay each month and when you want it paid off.

Track It - Identify your spending quickly and set spending goals and keep track of your spending progress.

The Slate® from Chase - No Balance Transfer Fee credit card, with 0% Intro APR for up to 15 months, offers members the ability to transfer higher-rate balances during the first 30 days and pay no balance transfer fee. Tenets of the promotion and card are designed to keep you on financial track by allowing cardholders to map the "Blueprint" to their credit card budget.

Review Date: April 16, 2012

Note: The review on this card was updated on April 16, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% Introductory APR on purchases and balance transfers for 15 months
Intro Applied Towards: Purchases, Balance Transfers
Additional Intro Details: Introductory 0% APR on purchases and balance transfers for the first 15 months that your account is open.
Purchase APR: 11.99% - 21.99% Variable (Variable)
Cash APR: 19.24% or 23.24% (Variable)
Finance Configuration: Average Daily Balance (including new purchases)
Credit Card Fee Details
Annual Fee: $0
Annual Fee Details: There is no annual fee associated with this card offer.
Grace Period: 21 Days
Over the Limit Fee: Up to $35.
Cash Advance Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: None on transfers made within 30 days of account opening. All other transfers: Either $5 or 3% of the amount of each transfer, whichever is greater.
Total First Year Fees: $0

Features
Most Attractive Feature(s):
0% APR for 15 months on purchases and balance transfers, Chase Blueprint Services
Least Attractive Feature(s):
No rewards program available
Additional Features:
Zero liability on unauthorized purchases.
See website for additional benefits.
Important Notations
See website for complete terms and conditions of card usage and application disclosure.
Additional Information
Apply Online for the Slate® from Chase - No Balance Transfer Fee from Chase
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