Marriott Rewards® Credit Card Review

Issued by Chase


Marriott Rewards® Credit Card
Marriott Rewards® Credit Card Application Secure Credit Card Applications

Overall Rating:
Credit Card Overall Rating

Benefit Rating:
Credit Card Benefit Rating


The Marriott Rewards® Credit Card issued by Chase instantly rewards members with 30,000 points after their first use of the card. Cardholders not only have their annual fee waived for the first year, but- they can also earn up to 6 free nights at Marriott locations even before their vacation begins!

Marriott has more than 3,400 brand locations and resorts in 68 countries with each giving cardholders the opportunity to earn 3 points for every $1 spent. If you're an avid traveler and enjoy staying at Marriott hotels, then this is a benefit in itself.

When not at a Marriott location members of the Marriott Rewards® Credit Card earn 1 point for every $1 spent at locations everywhere. However, this does not include balance transfers, cash advances or cash-like charges such as travelers checks and money orders.

As an added bonus, you'll receive a 2 free night stay e-certificate just for opening your account. This reward is valid at category 1-4 hotels across the globe. So if you combine the 30,000 points with the 2-free nights offer, this is equivalent to 6 free nights at a Category 1 rated Marriott!

The sky is the limit to the amount of points you can earn, so know that the more you spend plus the more points you accumulate equals more savings down the road.

Cardholders earn 1 night credit toward Elite status each time you spend $3,000 in net purchases. Additionally, there is no limit to the amount of night credits you can earn toward Elite Status. The top tier membership program has 3 levels: Gold, Silver and Platinum.

By simply being approved for the Marriott Rewards® Credit Card you earn 10 nights credit towards Elite status annually. That alone amounts to Silver Elite status or higher. By being an Elite member you reap all the benefits and exclusive accolades such as Elite Only Rewards, Priority Late Checkout, exclusive Guest Services Line, and much more.

If you like to shop using your purchase power for maximum benefit and earn rewards points good for hotels around the world, the Marriott Rewards® Credit Card gives you that and much more. Think about where you want to visit next - and more than likely a Marriott resort or hotel will be close by!!

Review Date: January 27, 2012

Note: The review on this card was updated on January 27, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): No introductory rate available
Additional Intro Details: No introductory rate available
Purchase APR: 14.24% (Variable)
Cash APR: 19.24% (Variable)
Finance Configuration: Average Daily Balance (including new purchases)
Credit Card Fee Details
Annual Fee: $45
Annual Fee Details: First Year Free, then $45
Grace Period: 21 Days
Cash Advance Fee: Either $10 or 4% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Total First Year Fees: $0
Credit Card Reward Program Details (Point)
Points Per Dollar: 1 Point
Additional Points: 3 points for every $1 spent at over 3,400 Marriott locations
Point Details: Earn 3 points for every $1 spent at over 3,400 Marriott locations and 1 point for every $1 spent on purchases anywhere else.
Expiration: Points do not expire.
Yearly Limit: No
Bonus Approval: 2 Free Night Stays
Bonus First Purchase: 30,000 bonus points
Bonus Annually: 10 Nights Credit
Bonus Details: Earn 2 Free Nights Stays with account approval. Earn 10 Nights Credit towards Elite status every account anniversary, in addition to 1 Elite Night Credit for every $3,000 spent. Plus, 30,000 bonus points with first purchase.

Features
Most Attractive Feature(s):
30,000 bonus points and 2 free nights with first purchase and account approval, plus anniversary bonus every year.
Least Attractive Feature(s):
No introductory rate available.
Additional Features:
See website for additional benefits.
Important Notations
See website for complete terms and conditions of card usage and application disclosure.
Additional Information
Apply Online for the Marriott Rewards® Credit Card from Chase
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