Western Union® MoneyWise™ Prepaid MasterCard® Review
Issued by
  
|
Overall Rating:   Benefit Rating: |
|
The Western Union® MoneyWise™ Prepaid MasterCard® by Western Union is a fee-friendly prepaid card that helps you make wise decisions with your everyday spending. The money you deposit in to your account is the amount you will have to spend - available to you whenever you need it the most.
FREE Services. The card comes with many complimentary features including FREE: $10 with your first qualifying direct deposit. This is an exclusive offer with Western Union. You'll also enjoy free monthly maintenance, free online activation and statements, and Free customer service.
Activation - Most cards come stacked with high fees that you can easily do without, including fees to activate your card. But that is not the case with the Western Union® MoneyWise™ Prepaid MasterCard® - which offers you free activation after you sign up and are approved.
Ways to Add Money - You can add money to your account in four convenient ways including by way of having either your employer or government benefits provider load your card. You can also deposit money directly from a bank account or from any Western Union location near you.
Zero Liability - Your money is protected with the Western Union® MoneyWise™ Prepaid MasterCard®. You won't be held responsible for any unauthorized charges thanks to MasterCard's Zero Liability Policy.
The Western Union® MoneyWise™ Prepaid MasterCard® by Western Union is simple and easy to use on a daily basis. Select to add money in to your account from four different ways, whichever is most convenient for you.
FREE Services. The card comes with many complimentary features including FREE: $10 with your first qualifying direct deposit. This is an exclusive offer with Western Union. You'll also enjoy free monthly maintenance, free online activation and statements, and Free customer service.
Activation - Most cards come stacked with high fees that you can easily do without, including fees to activate your card. But that is not the case with the Western Union® MoneyWise™ Prepaid MasterCard® - which offers you free activation after you sign up and are approved.
Ways to Add Money - You can add money to your account in four convenient ways including by way of having either your employer or government benefits provider load your card. You can also deposit money directly from a bank account or from any Western Union location near you.
Zero Liability - Your money is protected with the Western Union® MoneyWise™ Prepaid MasterCard®. You won't be held responsible for any unauthorized charges thanks to MasterCard's Zero Liability Policy.
The Western Union® MoneyWise™ Prepaid MasterCard® by Western Union is simple and easy to use on a daily basis. Select to add money in to your account from four different ways, whichever is most convenient for you.
Review Date: April 23, 2012
Note: The review on this card was updated on April 23, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
|
Intro Rate (Intro APR):
|
n/app |
|
Additional Intro Details:
|
n/app |
|
Finance Configuration:
|
n/app |
| Credit Card Fee Details | |
|
Annual Fee:
|
$0 |
|
Annual Fee Details:
|
There is no annual fee for this card |
|
Over the Limit Fee:
|
none |
|
Cash Advance Fee:
|
$1.95 ATM withdrawal fee (daily limit applies) |
|
Application Fee:
|
$0 |
|
Participation Fee:
|
$0 |
|
Reload Fee:
|
NONE for Employer Payroll or Government Benefit Payments Direct Deposit, $1.00 for Bank to Card funds transfer, other fees for at-location value loading may apply. |
|
InActive Fee:
|
$2.50 (monthly charge beginning in month 13 of inactivity) |
|
Total First Year Fees:
|
$0 |
|
Minimum Credit Limit:
|
$5.00 |
|
Maximum Credit Limit:
|
$10,000 |
|
Minimum Deposit:
|
$5.00 |
|
Maximum Deposit:
|
$950 |
| Features |
|
Most Attractive Feature(s):
|
| Prepaid Debit MasterCard with no online activation, monthly or maintenance fees. |
|
Least Attractive Feature(s):
|
| Inactivity applies if account remains dormant for 12 months. |
|
Additional Features:
|
| See website for additional benefits. |
|
Important Notations
|
| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
|
Apply Online for the Western Union® MoneyWise™ Prepaid MasterCard® from Metabank See other Prepaid Credit Cards See other Credit Cards Issued by See other MasterCard Credit Cards |