Applied Bank® Secured Visa® Gold Credit Card Review
Issued by
  
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Overall Rating:   Benefit Rating:  |
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The Applied Bank® Secured Visa®Gold Credit Card is a secured credit card that is better than prepaid and will allow you to set your own credit limit, even if your past credit history wasn't the best. Enjoy the benefits of a card that is safe, sound and secure for your everyday needs.
Better Than Prepaid Even if you don't have a solid credit history, you can still apply for the Applied Bank® Secured Visa® Gold Credit Card. You will also get a credit line that is reported to the three major credit bureaus.
Credit Limit - What you deposit on to your card is the amount you get to spend. Your available credit limit can be anything between $200 to $5,000 - the choice is yours. Your deposit is also what secures your credit card with a limit equal to your deposit total.
The Applied Bank® Secured Visa®Gold Credit Card makes it simple for you to manage your finances with credit limit that is determined by you. Get the credit card that has simplified matters for you so you don't have to!!
Better Than Prepaid Even if you don't have a solid credit history, you can still apply for the Applied Bank® Secured Visa® Gold Credit Card. You will also get a credit line that is reported to the three major credit bureaus.
Credit Limit - What you deposit on to your card is the amount you get to spend. Your available credit limit can be anything between $200 to $5,000 - the choice is yours. Your deposit is also what secures your credit card with a limit equal to your deposit total.
The Applied Bank® Secured Visa®Gold Credit Card makes it simple for you to manage your finances with credit limit that is determined by you. Get the credit card that has simplified matters for you so you don't have to!!
Review Date: May 17, 2012
Note: The review on this card was updated on May 17, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Purchase APR:
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9.99% (Fixed) |
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Cash APR:
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9.99% (Fixed) |
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Finance Configuration:
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n/app |
| Credit Card Fee Details | |
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Annual Fee:
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$50 |
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Annual Fee Details:
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$50 annual fee and $30 additional card fee. |
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Grace Period:
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None |
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Over the Limit Fee:
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Up to $35 |
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Cash Advance Fee:
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Either $5 or 5% of the amount of each cash advance, whichever is greater. |
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Balance Transfer Fee:
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Not Applicable |
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Application Fee:
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$0 |
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Participation Fee:
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$0 |
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Total First Year Fees:
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$0 |
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Minimum Credit Limit:
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$200 |
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Maximum Credit Limit:
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$5,000 |
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Minimum Deposit:
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$200 |
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Maximum Deposit:
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$5,000 |
| Features |
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Most Attractive Feature(s):
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| Low fixed-rate APR, no credit checks. |
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Least Attractive Feature(s):
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| Issuer does not pay interest on secured credit deposit. |
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Additional Features:
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| See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the Applied Bank® Secured Visa® Gold Credit Card from Applied Bank See other Secured Credit Cards See other Credit Cards Issued by See other Visa Credit Cards |