Miles by Discover® Card Review
Issued by Discover
  
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Overall Rating:   Benefit Rating: |
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The Miles by Discover® Card issued by Discover is a travel rewards card that awards you for spending with options such as travel, merchandise, gift cards and CASH! Now you can earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles.
Earn Miles. When you spend with your card - no matter what you buy and no matter when you buy it - you will earn 1 mile per $1 you spend. Once you are ready to redeem you can choose from a variety of awards such as travel credits, merchandise from brand name retailers, gift cards, cash and more!
0% Introductory APR. During the first 12 months of card membership, you can enjoy 0% APR on all balance transfers. So, take advantage of your promotional, interest-free period and transfer your previous debts!
Travel. If you choose travel to redeem your miles, you can take your getaway at any time. There are no restrictions on what airline you fly, book your hotel, and rent a car - you can book at anytime. Plus, you won't have to stress about safety, some of the many platinum travel benefits include secondary collision damage insurance when you rent a car with your card.
Discover has been voted #1 for customer loyalty for 16 years by providing core values and services. If you are shopping for a card that lets you fly the skies or hit the road, the Miles by Discover® Card issued by Discover is an exceptional offer!
Earn Miles. When you spend with your card - no matter what you buy and no matter when you buy it - you will earn 1 mile per $1 you spend. Once you are ready to redeem you can choose from a variety of awards such as travel credits, merchandise from brand name retailers, gift cards, cash and more!
0% Introductory APR. During the first 12 months of card membership, you can enjoy 0% APR on all balance transfers. So, take advantage of your promotional, interest-free period and transfer your previous debts!
Travel. If you choose travel to redeem your miles, you can take your getaway at any time. There are no restrictions on what airline you fly, book your hotel, and rent a car - you can book at anytime. Plus, you won't have to stress about safety, some of the many platinum travel benefits include secondary collision damage insurance when you rent a car with your card.
Discover has been voted #1 for customer loyalty for 16 years by providing core values and services. If you are shopping for a card that lets you fly the skies or hit the road, the Miles by Discover® Card issued by Discover is an exceptional offer!
Review Date: May 15, 2012
Note: The review on this card was updated on May 15, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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0% Intro APR* |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* |
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Purchase APR:
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10.99% - 15.99% (V)* (Variable) |
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Cash APR:
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23.99% Variable (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days (Min.) |
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Cash Advance Fee:
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Either $10 or 5% of the amount of each cash advance, whichever is greater |
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Balance Transfer Fee:
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3% of the amount of each transfer. |
| Credit Card Reward Program Details (Mile) | |
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Miles per Dollar:
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1 Mile |
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Additional Miles:
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Earn double miles on up to $3,000 in travel and restaurant purchases each year. |
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Mile Details:
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Miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from over 100 brand-name partners or cash. |
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Expiration:
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None (Account inactivity for more than 18 months could result in the forfeiture of some or all of your Miles.) |
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Yearly Limit:
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No |
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Bonus Details:
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Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles |
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Frequent Flyer Compatible:
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No |
| Features |
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Most Attractive Feature(s):
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| 0% introductory rate; reward program; bonus miles. |
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Least Attractive Feature(s):
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| Low rate not available to all applicants. |
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Additional Features:
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| Various Internet account related services. Up to $500,000 in travel accident insurance. Auto rental insurance. Fraud and security protection services. See website for additional benefits. |
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Important Notations
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| See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Additional Information |
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Apply Online for the Miles by Discover® Card from Discover See other Travel Credit Cards See other Discover Credit Cards |