Starwood Preferred Guest® Business Credit Card from American Express OPEN Review

Issued by American Express


Starwood Preferred Guest® Business Credit Card from American Express OPEN
Starwood Preferred Guest® Business Credit Card from American Express OPEN Application Secure Credit Card Applications

Overall Rating:
Credit Card Overall Rating

Benefit Rating:
Credit Card Benefit Rating


The Starwood Preferred Guest® Business Credit Card from American Express OPEN is a business rewards credit card that makes it a breeze to travel anywhere in the world and take your company with you. Whether you're heading to meetings or nationwide conferences, this card will get you there sooner rather than later.

25,000 Starpoints - Enjoy a helping hand with your business by earning up to 25,000 bonus Starpoints - get 10,000 Starpoints after your first purchase and an additional 15,000 Starpoints when you spend $5,000 or more during your first six months of membership. Use your bonus Starpoints towards up to 6 free night stays at a Category 1 or 2 hotel.

Easy to Redeem - See what it's really like to be a Starwood cardholder when you redeem your Starpoints for free nights at over 1,000 hotels and resorts worldwide, or free flights on more than 350 airlines that you can book through SPG flights. These travel rewards are just an added bonus for your business.

OPEN Savings® - Your business can enjoy even more savings with the exclusive American Express OPEN program. Save anywhere from 3 to 10% on expenses made with select companies like FedEx, Hertz® and others. Plus, you can also take advantage of great deals and daily discounts.

Redeem Starpoints - Redeem your Starpoints for hotel night reservations at over 1,000 hotels and resorts worldwide, or use them to book your next flight and select from more than 350 airlines. Travel whenever your business calls and experience no blackout dates or restrictions.

$0 Introductory Annual Fee - There is no annual fee charged to your card during the first year of membership. A $65 annual fee will apply once this period is over.

The Starwood Preferred Guest® Business Credit Card from American Express OPEN is a business rewards credit card for small business owners who want to provide the best financial resources for their company. Fly anywhere and anytime with Starpoints that will take you wherever you need to go.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Review Date: May 11, 2012

Note: The review on this card was updated on May 11, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): No Introductory Rate Available
Additional Intro Details: n/app
Purchase APR: 15.24% - 19.24% Variable (Variable)
Cash APR: 21.24% variable (Variable)
Finance Configuration: Average Daily Balance (including new purchases)
Credit Card Fee Details
Annual Fee: $65*
Annual Fee Details: *The annual fee will be waived for the first year. Thereafter, the fee is $65.
Grace Period: 25 Days (Min.)
Over the Limit Fee: None
Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: N/A
Minimum Credit Limit: N/A
Maximum Credit Limit: N/A
Credit Card Reward Program Details (Point)
Points Per Dollar: 1 Point
Additional Points: Get at least 4 Starpoints for every eligible dollar you spend at hotels and resorts participating in the SPG program. Plus, one Starpoint for every eligible dollar spent everywhere else.
Point Details: Redeem Starpoints for free nights and free flights.
Expiration: Points have no expiration date.
Yearly Limit: No
Bonus First Purchase: 10,000 Starpoints
Bonus Details: UP TO 25K STARPOINTS: Get 10,000 Starpoints after your first purchase and an additional 15,000 bonus Starpoints when you spend $5,000 in 6 months

Features
Most Attractive Feature(s):
Bonus points; Annual fee waived the first year.
Least Attractive Feature(s):
Points expire if the account is not active within a one-year period.
Additional Features:
See website for additional benefits.
Important Notations
See website for complete terms and conditions of card usage and application disclosure.
Additional Information
Apply Online for the Starwood Preferred Guest® Business Credit Card from American Express OPEN from American Express
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