SimplyCash® Business Card from American Express OPEN Review
Issued by American Express
  
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Overall Rating:   Benefit Rating:  |
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The SimplyCash® Business Card from American Express OPEN is a business rewards credit card that allows you to invest in your business with excellent cash back rewards, the American Express OPEN program, and more. Plus, you'll earn additional rewards with select merchants via OPEN Savings®.
0% Introductory APR - Sign up and enjoy an interest-free period for 6, 9, or 12 months on purchases. The SimplyCash® Business Card from American Express OPEN comes with this special offer for up to a full year of no interest charges - regardless of whether your purchase is big or small.
Cash Back Rewards - Whether you're driving across town for a business meeting or purchasing items for your office, you will be rewarded for every purchase you make. Garner 5% cash back on wireless services and office supply purchases, 3% cash back on automobile gasoline and 1% on every other purchase.
Other Cash Back Details - With the SimplyCash® Business Card from American Express OPEN, enjoying your cash back rewards has never been easier. Each month, your cash back rewards are simply credited to your statement. Additionally, there's no limit to how much cash back rewards you can earn in a calendar year, either.
OPEN Savings® - Provide your company with valuable, cost-effective discounts and partnerships via the OPEN Savings® program. Get discounts of up to 10% when you use your card on business expenses from leading American Express OPEN merchant partners, including FedEx, Hertz®, OfficeMax® and more.
No Annual Fee - You do not have to pay an annual fee to retain your card membership. With the SimplyCash® Business Card from American Express OPEN, there are no hidden fees to catch you by surprise - so you can concentrate on the more important aspects of growing your business.
American Express OPEN - The American Express OPEN program provides support to small businesses in the United States: informative online tools, networking and knowledge-sharing opportunities, discounts on business services with select partners, and more. American Express OPEN helps you expand and grow your business.
Now is your chance to do more for your business. The SimplyCash® Business Card from American Express OPEN is the no-nonsense business card that simplifies everything for you. Earn cash back on business expenses, as well as all kinds of other purchases you make. Apply today!!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
0% Introductory APR - Sign up and enjoy an interest-free period for 6, 9, or 12 months on purchases. The SimplyCash® Business Card from American Express OPEN comes with this special offer for up to a full year of no interest charges - regardless of whether your purchase is big or small.
Cash Back Rewards - Whether you're driving across town for a business meeting or purchasing items for your office, you will be rewarded for every purchase you make. Garner 5% cash back on wireless services and office supply purchases, 3% cash back on automobile gasoline and 1% on every other purchase.
Other Cash Back Details - With the SimplyCash® Business Card from American Express OPEN, enjoying your cash back rewards has never been easier. Each month, your cash back rewards are simply credited to your statement. Additionally, there's no limit to how much cash back rewards you can earn in a calendar year, either.
OPEN Savings® - Provide your company with valuable, cost-effective discounts and partnerships via the OPEN Savings® program. Get discounts of up to 10% when you use your card on business expenses from leading American Express OPEN merchant partners, including FedEx, Hertz®, OfficeMax® and more.
No Annual Fee - You do not have to pay an annual fee to retain your card membership. With the SimplyCash® Business Card from American Express OPEN, there are no hidden fees to catch you by surprise - so you can concentrate on the more important aspects of growing your business.
American Express OPEN - The American Express OPEN program provides support to small businesses in the United States: informative online tools, networking and knowledge-sharing opportunities, discounts on business services with select partners, and more. American Express OPEN helps you expand and grow your business.
Now is your chance to do more for your business. The SimplyCash® Business Card from American Express OPEN is the no-nonsense business card that simplifies everything for you. Earn cash back on business expenses, as well as all kinds of other purchases you make. Apply today!!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Review Date: May 15, 2012
Note: The review on this card was updated on May 15, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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0% APR for 6, 9, or 12 months |
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Intro Applied Towards:
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Purchases |
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Additional Intro Details:
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0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness. |
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Purchase APR:
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12.24% - 19.24% Variable (Variable) |
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Cash APR:
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21.24% (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days (Min.) |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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Either $5 or 3% of the amount of each cash advance, whichever is greater. |
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Balance Transfer Fee:
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N/A |
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Minimum Credit Limit:
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N/A |
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Maximum Credit Limit:
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N/A |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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5% |
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Additional Rebates:
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Cardholders earn a 5% rebate on office supplies and wireless services, 3% on automobile gas purchases, and a 1% rebate on virtually all other purchases. |
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Rebate Details:
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Cash back on purchases is automatically credited to your statement each month. |
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Expiration:
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None |
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Yearly Limit:
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No |
| Features |
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Most Attractive Feature(s):
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| No annual fee; unlimited cash back; 0% introductory rate. |
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Least Attractive Feature(s):
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| Restrictions apply to which purchases receive the 5% rebate; not all applicants may qualify for the lowest rate offered. |
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Additional Features:
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| Save up to 10% automatically on business expenses from FedEx, Hertz, and more with OPEN Savings. Flexible payments that allow you to pay in full or over time. Protection when you shop and travel. Online expense management tools that can be customized to track charges and monitor exactly where, when, and how company dollars are spent. See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the SimplyCash® Business Card from American Express OPEN from American Express See other Business Credit Cards See other American Express Credit Cards |