AccountNow Gold Visa® Prepaid Card Review
Issued by MetaBank
  
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Overall Rating:   Benefit Rating:  |
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The AccountNow Gold Visa® Prepaid Card, issued by MetaBank, is a prepaid debit Visa card that makes it easier and faster to access your money - without the need of a bank account. With Direct Deposit capability, you'll never have to wait in line at a check cashing store again!
Consumers who may have difficulty obtaining a regular bank checking account or a secured credit card may find this an excellent, safer alternative to carrying cash all the time.
The AccountNow Gold Visa® Prepaid Card doesn't require a credit check, and also offers cardholders free direct deposit. Furthermore, a $25 bonus is yours with your first two direct deposits of $500 or more within 6 months of opening the account.
If you deposit more than $2,500 in a month on your card, you don't have to pay a service charge. ATM fees can also be eliminated if you simply ask for cash back from a merchant location when making a purchase.
The card, which has Visa debit Gold card privileges, is good anywhere Visa debit cards are accepted cardholders aren't forced to carry a minimum balance.
Free online bill pay and free mobile text alerts is also available to help you manage your account. Members of the card are also free from bouncing checks or accumulating late or overdraft fees.
Having the AccountNow Gold Visa® Prepaid Card and using all of its features may help build your credit history and after the last few years of economic uncertainty - who couldn't use a little bit of polishing of their credit?
Consumers who may have difficulty obtaining a regular bank checking account or a secured credit card may find this an excellent, safer alternative to carrying cash all the time.
The AccountNow Gold Visa® Prepaid Card doesn't require a credit check, and also offers cardholders free direct deposit. Furthermore, a $25 bonus is yours with your first two direct deposits of $500 or more within 6 months of opening the account.
If you deposit more than $2,500 in a month on your card, you don't have to pay a service charge. ATM fees can also be eliminated if you simply ask for cash back from a merchant location when making a purchase.
The card, which has Visa debit Gold card privileges, is good anywhere Visa debit cards are accepted cardholders aren't forced to carry a minimum balance.
Free online bill pay and free mobile text alerts is also available to help you manage your account. Members of the card are also free from bouncing checks or accumulating late or overdraft fees.
Having the AccountNow Gold Visa® Prepaid Card and using all of its features may help build your credit history and after the last few years of economic uncertainty - who couldn't use a little bit of polishing of their credit?
Review Date: February 07, 2012
Note: The review on this card was updated on February 07, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Finance Configuration:
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n/app |
| Credit Card Fee Details | |
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Annual Fee:
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$0* |
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Annual Fee Details:
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*Monthly fee: $0, if you load $2,500 or more on your card in a month; $9.95 otherwise. |
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Over the Limit Fee:
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$0 |
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Cash Advance Fee:
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$2.50 per U.S. ATM withdrawal |
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Balance Transfer Fee:
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$0 |
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Participation Fee:
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$9.95 |
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Reload Fee:
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$0 |
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Total First Year Fees:
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See Terms |
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Maximum Credit Limit:
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$10,000 |
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Minimum Deposit:
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$10 |
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Maximum Deposit:
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$7,500 per day |
| Features |
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Most Attractive Feature(s):
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| $25 bonus with free direct deposit. |
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Least Attractive Feature(s):
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| Fees and usage limits. |
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Additional Features:
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| See website for additional benefits. |
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Important Notations
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| Other Fees (for optional and less common services) may apply, per occurrence: Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied. See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the AccountNow Gold Visa® Prepaid Card from MetaBank See other Prepaid Credit Cards See other Credit Cards Issued by MetaBank See other Visa Credit Cards |