Bryant State Bank MasterCard Review
Issued by
 
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Overall Rating: 
Benefit Rating:
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The Bryant State Bank MasterCard, issued by Bryant State Bank, is a credit card for individuals with fair or good credit. Although this card does not offer a rewards program, it offers reasonably low pricing and convenient card benefits.
The Bryant State Bank MasterCard offers a low introductory rate of 3.25% on balance transfers for 6 months. This card carries no balance transfer fee, so you can conveniently transfer your balances from higher rate credit cards to a new Bryant State Bank MasterCard credit card. The APR for purchases and cash advances is 11.25%.
Cardholders enjoy several other benefits, such as $0 fraud liability and 24/7 online account access. You can have access to emergency cash advances and lost or stolen card replacement, in the event of an emergency in the U.S. or abroad. The Bryant State Bank MasterCard also offers worldwide acceptance.
Therefore, if you have fair or good credit and are looking for a credit card with a great interest rate and convenient card benefits, the Bryant State Bank MasterCard may be the right card for you.
Review Date: January 22, 2010
Note: The review on this card was updated on January 22, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
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Intro Rate (Intro APR):
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3.25% APR for 6 Months on Balance Transfers |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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3.25% introductory APR for 6 months on Balance Transfers, after that your APR will be 11.25%. This APR will vary with the market based on the Prime Rate. |
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Purchase APR:
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11.25% (Variable) |
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Cash APR:
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11.25% (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$20 |
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Annual Fee Details:
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Authorized User Fee: $10.00 one-time only to add an authorized user. |
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Grace Period:
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25 Days |
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Over the Limit Fee:
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$35.00 per month |
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Cash Advance Fee:
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5% of each advance or a minimum of $5, whichever is greater |
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Balance Transfer Fee:
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None |
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Most Attractive Feature(s):
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| Introductory period; no balance transfer fee. |
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Least Attractive Feature(s):
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| No Rewards Program. |
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Additional Features:
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| See website for additional benefits. |
See website for complete terms and conditions of card usage and application disclosure.
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