Discover® Open Road Card - $150 Restaurant.com Gift Certificate Review
Issued by Discover
  
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Overall Rating:   Benefit Rating:  |
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The Discover® Open Road Card - $150 Restaurant.com Gift Certificate card offer puts extra cash in your pocket as you go down the road...literally. This gas rewards credit card is for the person who wants to earn cash rewards for gas and food purchases, as well as other expenses at stand-alone gas stations.
With your very first purchase, the rewards begin rolling in. Discover gives you a free $150 Restaurant.com gift certificate (good for use at over 18,000 restaurants across the country) with your first purchase. Discover also awards Open Road card members with 2% Cashback bonus at any gas station and restaurant for the first $250 spent each billing period! If you're a commuter or if you're planning a road-trip, that's a lot of pit stops and food breaks.
The Discover® Open Road Card comes with a 0% APR on both purchases and balance transfers! The special introductory 0% APR on purchases and balance transfers lasts for 12 months from the date of account opening. Then once the 0% APR period has expired, a low reasonable APR is applied.
Cardholders also have the opportunity to receive up to 1% Cashback bonus on all other purchases. Items and services that are part of your first $3,000 will earn .25% Cashback bonus, whereas once you spend more than $3,000 you can garner an unlimited 1% Cashback bonus.
Additionally, members of the The Discover® Open Road Card - $150 Restaurant.com Gift Certificate card offer can also earn between 5% and 20% Cashback bonus simply by shopping through Discover's online shopping mall. The site ShopDiscover.com boasts nearly 200 popular retailers in dozens of categories.
Travel and insurance benefits also make this THE card to have on the road or otherwise. As good measure, Discover decided to add as a standard feature a handy mobile and email fraud alert option to keep you up to speed on your account. It's probably membership features like this (and many others) which has put Discover on top for customer loyalty the last 15 years in a row!
As you're discovering the "open road," know that the rewards you've accumulated have no expiration date and there is no annual limit. Should your account be closed for any reason or inactive for 18 consecutive months you may lose your rewards, however.
Very few cards reward the traveler of the road. Many credit cards shower perks onto airline travelers but frequently those who travel the freeways and byways get overlooked - but not by Discover. If you've been looking for a gas rewards credit card with a 0% intro APR offer that delivers rewards, then you've discovered the right one to take: Discover® Open Road Card -$150 Restaurant.com Gift Certificate. Apply Today!
With your very first purchase, the rewards begin rolling in. Discover gives you a free $150 Restaurant.com gift certificate (good for use at over 18,000 restaurants across the country) with your first purchase. Discover also awards Open Road card members with 2% Cashback bonus at any gas station and restaurant for the first $250 spent each billing period! If you're a commuter or if you're planning a road-trip, that's a lot of pit stops and food breaks.
The Discover® Open Road Card comes with a 0% APR on both purchases and balance transfers! The special introductory 0% APR on purchases and balance transfers lasts for 12 months from the date of account opening. Then once the 0% APR period has expired, a low reasonable APR is applied.
Cardholders also have the opportunity to receive up to 1% Cashback bonus on all other purchases. Items and services that are part of your first $3,000 will earn .25% Cashback bonus, whereas once you spend more than $3,000 you can garner an unlimited 1% Cashback bonus.
Additionally, members of the The Discover® Open Road Card - $150 Restaurant.com Gift Certificate card offer can also earn between 5% and 20% Cashback bonus simply by shopping through Discover's online shopping mall. The site ShopDiscover.com boasts nearly 200 popular retailers in dozens of categories.
Travel and insurance benefits also make this THE card to have on the road or otherwise. As good measure, Discover decided to add as a standard feature a handy mobile and email fraud alert option to keep you up to speed on your account. It's probably membership features like this (and many others) which has put Discover on top for customer loyalty the last 15 years in a row!
As you're discovering the "open road," know that the rewards you've accumulated have no expiration date and there is no annual limit. Should your account be closed for any reason or inactive for 18 consecutive months you may lose your rewards, however.
Very few cards reward the traveler of the road. Many credit cards shower perks onto airline travelers but frequently those who travel the freeways and byways get overlooked - but not by Discover. If you've been looking for a gas rewards credit card with a 0% intro APR offer that delivers rewards, then you've discovered the right one to take: Discover® Open Road Card -$150 Restaurant.com Gift Certificate. Apply Today!
Review Date: February 03, 2012
Note: The review on this card was updated on February 03, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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0% Intro APR* |
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Intro Applied Towards:
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Purchases, Balance Transfers |
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Additional Intro Details:
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There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details. |
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Purchase APR:
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10.99% - 20.99% (V)* (Variable) |
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Cash APR:
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23.99% Variable (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days (Min.) |
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Over the Limit Fee:
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n/a |
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Cash Advance Fee:
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Either $10 or 5% of the amount of each cash advance, whichever is greater. |
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Balance Transfer Fee:
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3% of the amount of each transfer. |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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.25% |
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Rebate Maximum:
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20% |
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Additional Rebates:
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Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus at the same rate as other purchases. Earn up to |
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Rebate Details:
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Earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25% Cashback bonuses. |
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Expiration:
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None (Account inactivity for more than 18 months could result in the forfeiture of some or all of the Cashback Bonus®.) |
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Yearly Limit:
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No |
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Bonus First Purchase:
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$150 Gift Certificate* |
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Bonus Details:
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*$150 Restaurant.com Gift Certificate with first purchase |
| Features |
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Most Attractive Feature(s):
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| $150 Restaurant.com gift certificate; no annual fee. |
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Least Attractive Feature(s):
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| Higher APR for less qualifying applicants. |
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Additional Features:
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| Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Up to $500,000 in flight accident insurance. Fraud and security protection services. Purchase protection. Flight insurance. Auto rental insurance. See website for additional benefits. |
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Important Notations
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| See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Additional Information |
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Apply Online for the Discover® Open Road Card - $150 Restaurant.com Gift Certificate from Discover See other Gas Credit Cards See other Discover Credit Cards |