Discover® Open Road Card Review

Issued by Discover


Discover® Open Road Card
Discover® Open Road Card Application Secure Credit Card Applications

Overall Rating:
Credit Card Overall Rating

Benefit Rating:
Credit Card Benefit Rating


The Discover® Open Road Card is an exceptional gas rewards card by Discover that gives you the freedom to spend and enjoy rewards while driving the streets! Your new card will reward you on your next road trip with Cashback Bonus® and plenty of redemption options.

0% Intro APR. The Discover® Open Road Card has 0% introductory APR on purchases and balance transfers for 15 months. Transfer your outstanding debts to your new Discover® card account and pay zero interest for over a year! Also, you will not have to pay interest charges on your purchases during the promotional time period.

Cashback Bonus®Discover® Open Road Card members earn Extra Cashback Bonus® at gas stations, Extra Cashback Bonus® at restaurants, and on all other purchases you can enjoy 1% Extra Cashback Bonus®.

ShopDiscover.com.The Discover® Open Road Card continues to give back. When you make purchases through ShopDiscover.com you'll earn up to 20% in Cashback Bonus®. ShopDiscover.com features hundreds of retailers that you shop at frequently.

As a Discover® card member you will receive great rewards with no annual fee, no rewards or redemption fees and no fees for additional authorized card users on your account. For customer service, you can access an Account Manager 24/7.

Discover® has been ranked #1 in customer loyalty for 15 years in a row. With great rewards, 0% APR for 15 months, Cashback Bonus® on gas, and great customer service - The Discover® Open Road Card will always be there whether you're on the road or or just taking a pit stop!

Review Date: May 08, 2012

Note: The review on this card was updated on May 08, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% Intro APR*
Intro Applied Towards: Purchases, Balance Transfers
Additional Intro Details: There is a 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 19.99%. See terms and conditions for complete details.
Purchase APR: 10.99% - 19.99% (V)* (Variable)
Cash APR: 23.99% Variable (Variable)
Finance Configuration: Average Daily Balance (including new purchases)
Credit Card Fee Details
Annual Fee: $0
Grace Period: 25 Days (Min.)
Over the Limit Fee: n/a
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: 3% of the amount of each transfer.
Credit Card Reward Program Details (Rebate)
Rebate Minimum: .25%
Rebate Maximum: 20%
Additional Rebates: Earn a full 2% Cashback Bonus® on your first $250 in combined gas and restaurant purchases each billing period. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus® at the same rate as other purchases.
Rebate Details: Earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25% Cashback Bonus®.
Expiration: None
Yearly Limit: No

Features
Most Attractive Feature(s):
No annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants.
Additional Features:
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Up to $500,000 in flight accident insurance.
Fraud and security protection services.
Purchase protection.
Flight insurance.
Auto rental insurance.
See website for additional benefits.
Important Notations
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Additional Information
Apply Online for the Discover® Open Road Card from Discover
See other Gas Credit Cards
See other Discover Credit Cards