Platinum Zero® Secured Visa® Credit Card from Applied Bank® Review
Issued by
  
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Overall Rating:   Benefit Rating:  |
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The Platinum Zero® Secured Visa® Credit Card from Applied Bank® is a secured credit card that allows you to experience the freedom of paying zero interest on your purchases. You also won't have to deal with high fees that you could easily do without.
Zero Interest - Don't worry about paying any interest on purchases you make, because with a 0% fixed APR you won't have to! Your zero percent rate will remain the same even if you happen to make a late payment.
Credit Limit - Your deposit with your Platinum Zero® Secured Visa® Credit Card from Applied Bank® is what secures your account with a credit limit between $500 and $5,000. Plus, you will also enjoy not being held responsible to pay an application fee when you sign up (other fees may apply). Getting your secured Visa card is as easy as it should be.
Free ID Theft Protection Services - Nobody likes to experience any credit card fraud on their account. That is why Applied Bank is on your side, providing you free personal ID theft protection. Your peace of mind is what matters first and foremost. You will also receive timely credit bureau reporting.
The Platinum Zero® Secured Visa® Credit Card from Applied Bank® shows you a safe, sound and secure solution to paying your bills. Pay no interest on purchases and enjoy no application fee, along with free ID theft protection for all-around, complete benefits. Apply now!!
Zero Interest - Don't worry about paying any interest on purchases you make, because with a 0% fixed APR you won't have to! Your zero percent rate will remain the same even if you happen to make a late payment.
Credit Limit - Your deposit with your Platinum Zero® Secured Visa® Credit Card from Applied Bank® is what secures your account with a credit limit between $500 and $5,000. Plus, you will also enjoy not being held responsible to pay an application fee when you sign up (other fees may apply). Getting your secured Visa card is as easy as it should be.
Free ID Theft Protection Services - Nobody likes to experience any credit card fraud on their account. That is why Applied Bank is on your side, providing you free personal ID theft protection. Your peace of mind is what matters first and foremost. You will also receive timely credit bureau reporting.
The Platinum Zero® Secured Visa® Credit Card from Applied Bank® shows you a safe, sound and secure solution to paying your bills. Pay no interest on purchases and enjoy no application fee, along with free ID theft protection for all-around, complete benefits. Apply now!!
Review Date: April 11, 2012
Note: The review on this card was updated on April 11, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Purchase APR:
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0% (Fixed) |
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Cash APR:
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9.99% (Fixed) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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See Terms |
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Annual Fee Details:
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Billed at $9.95 per month ($119.40 Annually) |
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Grace Period:
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None |
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Over the Limit Fee:
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Up to $35 |
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Cash Advance Fee:
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The greater of $5.00 or 5% of each Cash Advance which includes, but is not limited to, ATM and convenience check usage. |
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Application Fee:
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$0 |
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Participation Fee:
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$0 |
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Total First Year Fees:
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$119.40 |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$5,000 |
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Minimum Deposit:
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$500 |
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Maximum Deposit:
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$5,000 |
| Features |
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Most Attractive Feature(s):
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| Timely credit bureau reporting; No application fee. |
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Least Attractive Feature(s):
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| Minimum deposit; monthly fee. |
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Additional Features:
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| See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the Platinum Zero® Secured Visa® Credit Card from Applied Bank® from Applied Bank See other Secured Credit Cards See other Credit Cards Issued by See other Visa Credit Cards |