Pharmaprix Optimum® MasterCard® Review
Issued by
 
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Overall Rating: 
Benefit Rating:
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The Pharmaprix Optimum® MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Quebec.
It's easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Pharmaprix, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Pharmaprix Optimum® MasterCard® cardholder, you gain free membership into the Pharmaprix Optimum Program®.
Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Pharmaprix stores. For example, after earning 7,000 points, you can save $10 on your next Pharmaprix purchase.
In addition to the rewards program, the Pharmaprix Optimum® MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things.
With the Pharmaprix Optimum® MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection.
Review Date: June 22, 2009
Note: The review on this card was updated on June 22, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
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Intro Rate (Intro APR):
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Please refer to online application legal disclosures. |
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Intro Applied Towards:
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See Terms and Conditions |
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Additional Intro Details:
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n/a |
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Purchase APR:
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19.99% (Fixed) |
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Cash APR:
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19.99% (Fixed) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Grace Period:
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21 Days |
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Over the Limit Fee:
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Please refer to online application legal disclosures. |
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Cash Advance Fee:
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Please refer to online application legal disclosures. |
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Balance Transfer Fee:
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1% - Please refer to online application legal disclosures. |
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Points Per Dollar:
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5 Points |
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Additional Points:
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Cardholders earn 25 points for every $1 in purchases at Pharmaprix using their Pharmaprix Optimum® MasterCard® when they show their Pharmaprix Optimum Card®. |
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Expiration:
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March 31, 2017 |
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Yearly Limit:
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No |
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Most Attractive Feature(s):
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| Rewards program. |
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Least Attractive Feature(s):
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| Only available in Quebec. |
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Additional Features:
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| See website for additional benefits. |
See website for complete terms and conditions of card usage and application disclosure.
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