Vision Silver(SM) Prepaid MasterCard® Review
Issued by MetaBank
  
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Overall Rating:   Benefit Rating:  |
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The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card.
Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.
As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.
Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees.
While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service.
The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card.
*See terms and conditions for complete details.
Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.
As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.
Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees.
While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service.
The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card.
*See terms and conditions for complete details.
Review Date: January 23, 2012
Note: The review on this card was updated on January 23, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Finance Configuration:
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n/app |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Over the Limit Fee:
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$25 shortage fee |
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Cash Advance Fee:
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ATM Withdrawal Fee (Domestic) $1.95; ATM Withdrawal Fee (Int'l) $4.95 |
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Application Fee:
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$9.95 |
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Participation Fee:
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$3.95 |
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Reload Fee:
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n/a |
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InActive Fee:
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$3.95 |
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Total First Year Fees:
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$57.35 |
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Maximum Credit Limit:
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$1,000 |
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Maximum Deposit:
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n/a |
| Features |
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Most Attractive Feature(s):
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| Various free features including direct deposit; withdraw funds from ATMs; low monthly fee. |
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Least Attractive Feature(s):
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| $25 shortage fee. |
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Additional Features:
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| Various Internet related account services. FREE Transaction fees. FREE Online statements. FREE E-mail and text message alerts. FREE Automated customer service. See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the Vision Silver(SM) Prepaid MasterCard® from MetaBank See other Prepaid Credit Cards See other Credit Cards Issued by MetaBank See other MasterCard Credit Cards |