Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 6 Months |
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Intro Applied Towards:
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Purchases, Balance Transfers, Cash Advances |
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Additional Intro Details:
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The introductory rate is available for all transactions. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over the Limit Fee:
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$39 |
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Cash Advance Fee:
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3%, $5 minimum |
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Balance Transfer Fee:
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3% of each balance transfer; $5 minimum |
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Minimum Credit Limit:
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$500 |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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2% |
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Additional Rebates:
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Earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months and 2% thereafter; earn a 1% cash back rebate on all other purchases; and earn a 1% cash back rebate on |
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Rebate Details:
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A $50 check will be issued upon request once $50 Dividend Dollars have been earned. |
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Expiration:
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None |
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Yearly Limit:
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$300 in Rebates (Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 maximum.) |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| No minimum income or cosigner required. See website for complete terms and conditions of card usage and application disclosure. |
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