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PremierRewards® MasterCard® Credit Card Review
Issued by
  
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Overall Rating:
Benefit Rating:
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The PremierRewards® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services.
This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions.
This card comes with a rewards program where cardholders can earn 1% back from all their purchases. All rebates are credited as a statement credit once a year.
Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide.
Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.
This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions.
This card comes with a rewards program where cardholders can earn 1% back from all their purchases. All rebates are credited as a statement credit once a year.
Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide.
Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.
Review Date: October 27, 2008
Note: The review on this card was updated on October 27, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Additional Intro Details:
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n/app |
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Purchase APR:
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19.99% (Fixed) |
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Cash APR:
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19.99% (Fixed) |
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Finance Configuration:
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n/app |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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21 Days |
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Over the Limit Fee:
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$35 |
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Cash Advance Fee:
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Greater of $7.50 or 1% |
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Balance Transfer Fee:
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1% |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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1% |
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Additional Rebates:
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None |
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Rebate Details:
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Rebates are issued as a statement credit once a year. |
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Expiration:
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None |
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Yearly Limit:
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No |
| Features | |
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Most Attractive Feature(s):
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| Rewards program; no annual fee | |
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Least Attractive Feature(s):
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| No introductory rate | |
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Additional Features:
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| Various online account related services. 24-hour customer service See website for additional benefits. |
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Important Notations
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| *After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance. See website for complete terms and conditions of card usage and application disclosure. |
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| Additional Information | |
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Apply Online for the PremierRewards® MasterCard® Credit Card from MBNA Canada See other Credit Cards See other Credit Cards Issued by See other MasterCard Credit Cards |
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