The NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for NASCAR and plan to take advantage of the rewards program.
Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.
Therefore, NASCAR fans who would like to carry a card that represents their favorite driver, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the NASCAR RacePoints(SM) Visa® Platinum Plus® Credit Card has to offer.
Review Date: September 22, 2008
Note: The review on this card was updated on September 22, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
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Purchase APR:
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9.99% / 15.99% (Fixed)
The APR for purchases is based on the Prime Rate. |
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Cash APR:
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19.99% (Fixed)
The APR for cash advances is based on the Prime Rate.
There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $10 minimum |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day. |
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Expiration:
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None |
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Yearly Limit:
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None |
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Most Attractive Feature(s):
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| Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee. |
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Least Attractive Feature(s):
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| No extraordinary benefits or discounts offered to cardholders aside from the reward program. |
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Additional Features:
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Cards available for various NASCAR drivers.
See website for additional benefits. |
| This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
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