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Gold MasterCard® Credit Card Review
Issued by
  
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Overall Rating:
Benefit Rating:
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The Gold MasterCard® Credit Card is issued by MBNA Canada is available to Canadian residents and provides cardholders with low fixed interest rates and common platinum cardholder services.
There is no annual fee for this credit card program and some applicants may even qualify for credit limits upwards of $100,000.
Cardholders can also take advantage of the platinum benefits that come with the card which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide.
Those who do not qualify for the platinum card may be considered for preferred card, which varies in terms of benefits and credit limits.
There is no annual fee for this credit card program and some applicants may even qualify for credit limits upwards of $100,000.
Cardholders can also take advantage of the platinum benefits that come with the card which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide.
Those who do not qualify for the platinum card may be considered for preferred card, which varies in terms of benefits and credit limits.
Review Date: November 18, 2008
Note: The review on this card was updated on November 18, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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9.99% (Fixed) |
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Cash APR:
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9.99% (Fixed) |
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Finance Configuration:
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n/a |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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21 Days |
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Over the Limit Fee:
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$35 |
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Cash Advance Fee:
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Greater of $7.50 or 1% |
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Balance Transfer Fee:
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1% |
| Features | |
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Most Attractive Feature(s):
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| Low introductory rate; no annual fee | |
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Least Attractive Feature(s):
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| No rewards program | |
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Additional Features:
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| Various online account related services. Emergency card replacement. 24-hour customer service. See website for additional benefits. |
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Important Notations
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| *After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance. See website for complete terms and conditions of card usage and application disclosure. |
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| Additional Information | |
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Apply Online for the Gold MasterCard® Credit Card from MBNA Canada See other Credit Cards See other Credit Cards Issued by See other MasterCard Credit Cards |
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