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Capital One® Platinum Prestige - Visa® Review
Issued by Capital One
  
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Overall Rating:
Benefit Rating:
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The Capital One® Platinum Prestige - Visa® card is designed for those with excellent credit who want a credit card with a reasonably low interest rate.
The best feature of this card is the very low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates.
There are no balance transfer fees, and there is no annual fee. Overall, this card is one of the most cost-effective credit cards available.
This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a very low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the
Capital One® Platinum Prestige - Visa® card has to offer.
The best feature of this card is the very low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates.
There are no balance transfer fees, and there is no annual fee. Overall, this card is one of the most cost-effective credit cards available.
This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a very low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the
Capital One® Platinum Prestige - Visa® card has to offer.
Review Date: August 20, 2008
Note: The review on this card was updated on August 20, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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7.90% |
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Cash APR:
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22.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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$39 |
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Cash Advance Fee:
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3% of amount of the cash advance, but not less than $10. |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$20,000 |
| Features | |
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Most Attractive Feature(s):
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| No annual fee. | |
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Least Attractive Feature(s):
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| No rewards program. | |
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Additional Features:
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| 24-Hour Roadside Assistance with lock-out service, towing, and flat repair. $100,000 Worldwide Automatic Travel Accident Insurance. Emergency card replacement or cash advance if your card is lost or stolen. Collision, Damage, and Loss Insurance on rental cars. Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. |
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Important Notations
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| This card is for applicants with Excellent Credit. *See Capital One® important disclosures for more information. | |
