IberiaBank Visa® Classic Card Review
 
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Overall Rating: 
Benefit Rating:
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The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance.
The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.
Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
Review Date: August 20, 2009
Note: The review on this card was updated on August 20, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
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Intro Rate (Intro APR):
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1.99% APR for 6 Months |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. |
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Purchase APR:
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7.25% - 13.25%* (Variable) |
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Cash APR:
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12.75%-19.25%* (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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5% of the amount of the advance, but not less than $5.00, no more than $100.00. |
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Balance Transfer Fee:
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2% of transfer amount |
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Most Attractive Feature(s):
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| No annual fee. |
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Least Attractive Feature(s):
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| No rewards program. |
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Additional Features:
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Various internet account services.
Lost and stolen card reporting.
See website for additional benefits. |
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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