IberiaBank Visa® Gold Cash Back Rewards Card Review
Issued by IberiaBank
  
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Overall Rating:   Benefit Rating:  |
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The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.
Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 months. This lower rate will be fixed, and won't change during your introductory period.
Qualifying purchases earn you cash back rewards - specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.
It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you're covered with travel accident coverage up to $500,000.
Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.
Whether you're a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 months. This lower rate will be fixed, and won't change during your introductory period.
Qualifying purchases earn you cash back rewards - specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.
It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you're covered with travel accident coverage up to $500,000.
Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.
Whether you're a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
Review Date: November 18, 2011
Note: The review on this card was updated on November 18, 2011. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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1.99% APR for 6 Months |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. |
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Purchase APR:
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9.25%, 12.25%, or 15.25%* (Variable) |
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Cash APR:
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14.75%, 18.25%, 21.25%* (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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5% of the amount of the advance, but not less than $5.00, no more than $100.00. |
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Balance Transfer Fee:
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2% of transfer amount |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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1% |
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Additional Rebates:
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None |
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Rebate Details:
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Earn 1% in Cash Back Credits for every $1.00 of qualifying credit card purchases |
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Expiration:
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None |
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Yearly Limit:
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No |
| Features |
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Most Attractive Feature(s):
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| Low APR for those who qualify; No yearly limit or expiration on rebates. |
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Least Attractive Feature(s):
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| Minimal benefits offered. |
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Additional Features:
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| Various Internet account related services. Lost and stolen card reporting. Up to $500,000 in travel accident insurance. See website for additional benefits. |
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Important Notations
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| *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Additional Information |
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Apply Online for the IberiaBank Visa® Gold Cash Back Rewards Card from IberiaBank See other Cash Back Credit Cards See other Credit Cards Issued by IberiaBank See other Visa Credit Cards |