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Chase TravelPlus Visa® Card Review
Issued by Chase
  
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Overall Rating:
Benefit Rating:
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The Chase TravelPlus Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the travel rewards program.
Through the reward program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent on travel purchases. Earned miles can be redeemed for free hotel stays, car rentals, retail gift certificates, and other various attractions. An unlimited amount of miles can be earned, and there are no blackout dates or seat restrictions applied.
The card also offers signature cardholder benefits provided by Chase, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
The card offers an attractive 0% introductory rate on purchases and balance transfers for up to twelve months. The APR for purchases is above average once the introductory rate expires. Although there is no annual fee for the credit card, there is a $29 annual fee to participate in the rewards program, which is quite reasonable.
Therefore, those who plan to take advantage of the rewards program will benefit most from what the Chase TravelPlus Visa® Card has to offer.
Through the reward program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent on travel purchases. Earned miles can be redeemed for free hotel stays, car rentals, retail gift certificates, and other various attractions. An unlimited amount of miles can be earned, and there are no blackout dates or seat restrictions applied.
The card also offers signature cardholder benefits provided by Chase, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
The card offers an attractive 0% introductory rate on purchases and balance transfers for up to twelve months. The APR for purchases is above average once the introductory rate expires. Although there is no annual fee for the credit card, there is a $29 annual fee to participate in the rewards program, which is quite reasonable.
Therefore, those who plan to take advantage of the rewards program will benefit most from what the Chase TravelPlus Visa® Card has to offer.
Review Date: September 29, 2008
Note: The review on this card was updated on September 29, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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0% APR for up to 12 Months |
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Intro Applied Towards:
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Purchases, Balance Transfers |
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Purchase APR:
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10.99% (Variable) The APR for purchases is based on the Prime Rate. |
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Cash APR:
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20.99% (Variable) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Annual Fee Details:
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**There is no annual fee for the credit card; however, there is a $29 annual fee to participate in the rewards program. |
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Additional Cardholders:
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$0** |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over the Limit Fee:
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$39 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $5 minimum, $99 maximum |
| Credit Card Reward Program Details (Mile) | |
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Miles per Dollar:
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1 Mile |
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Additional Miles:
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Earn 2 miles per dollar spent on travel purchases. |
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Mile Details:
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Miles can be redeemed for free airline travel, hotel stays, car rentals, and retail gift certificates. |
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Expiration:
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None |
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Yearly Limit:
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None |
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Frequent Flyer Compatible:
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No |
| Features | |
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Most Attractive Feature(s):
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| Access to rewards program; no yearly limit on miles; 0% introductory rate. | |
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Least Attractive Feature(s):
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| Points cannot be combined with frequent flyer programs; annual fee for rewards program. | |
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Additional Features:
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| Various Internet account related services. Personal concierge service. Lost luggage insurance. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Extended warranty for purchases. Year-end financial statement (upon request). Access to TravelPlus Rewards program. See website for additional benefits. |
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Important Notations
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| See website for complete terms and conditions of card usage and application disclosure. | |
| Additional Information | |
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Apply Online for the Chase TravelPlus Visa® Card from Chase See other Travel Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards |
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