Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is also available for cash advance checks. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 through $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $10 minimum |
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Points Per Dollar:
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1 Point |
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Additional Points:
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Cardholders will earn one additional point for every two points earned through December 2008. |
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Point Details:
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Points are redeemable monthly to help fund renewable energy projects. |
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Expiration:
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None |
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Yearly Limit:
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None |
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Bonus First Purchase:
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1,000 EarthSmart Points** |
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Bonus Details:
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**Cardholders will receive 1,000 EarthSmart bonus points after their first qualifying purchase and 1,000 EarthSmart bonus points when enrolled to receive paperless statements. |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
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