The Capital One® Platinum Max(SM) card is ideal for those with an average credit history who want the security of having a fixed interest rate.
This card has a high interest rate (for those with an average credit history), and this interest rate on both purchases and balance transfers will remain fixed for three years, no matter what. This card also has a low annual fee of only $19.
This card provides common platinum benefits such as lost or stolen card services, additional safety with purchases, and extended warranties for purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with an average credit history who want the comfort of knowing their interest rate will remain fixed for at least three years will benefit most from what the Capital One® Platinum Max(SM) card has to offer.
Review Date: September 29, 2008
Note: The review on this card was updated on September 29, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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16.90% |
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Cash APR:
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16.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$19 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee** |
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Cash Advance Fee:
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None |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$300 |
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Maximum Credit Limit:
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$2,500 |
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Most Attractive Feature(s):
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| Common platinum benefits. |
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Least Attractive Feature(s):
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| Annual fee. |
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Additional Features:
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$0 Fraud Liability for unauthorized use if your card is lost or stolen.
Additional safety with your purchases, thanks to an extended warranty program.
24/7 customer support and online account service. |
| 16.9% fixed on purchases for 3 years. This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied. |
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