The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for people with excellent credit.
Through the reward program, cardholders will earn two points per dollar spent at gas stations, grocery stores, and drug stores, and they will earn one point per dollar spent everywhere else. Points are redeemable for merchandise, gift cards, cash, and travel. There is no limit on the amount of points you can earn, and points don't expire.
This card has no annual fee and an average interest rate for purchases and balance transfers.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and up to $100,000 in travel accident insurance.
Therefore, those who want an excellent points rewards card and no annual fee will benefit most from what the
Capital One® No Hassle Points(SM) Rewards - Excellent Credit card has to offer.
Review Date: June 27, 2008
Note: The review on this card was updated on June 27, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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13.90% |
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Cash APR:
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22.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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$39 fee |
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Cash Advance Fee:
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3% of amount of the cash advance, but not less than $10. |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$20,000 |
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Points Per Dollar:
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1 Point |
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Additional Points:
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Earn 2 points per dollar spent at gas stations, major grocery, and drug stores. |
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Point Details:
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Points won't expire for the life of your account and there's no limit to the number of points you can earn. |
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Expiration:
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None |
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Yearly Limit:
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None |
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Most Attractive Feature(s):
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| No annual fee; access to reward program. |
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Least Attractive Feature(s):
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| No extraordinary benefits or discounts. |
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Additional Features:
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$0 fraud liability for any unauthorized use if your card is lost or stolen.
24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. |
| *See Capital One® important disclosures for more information. |
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