The Capital One® No Hassle Miles(SM) Rewards - Good Credit is a credit card for people with good credit and is by far one of the best and least costly airline rewards cards available.
Through the rewards program, cardholders will earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. There is no limit on the number of miles earned and miles do not expire for the life of the account.
This card has no annual fee, but does have a 0% introductory APR on purchases until October 2009. The interest rates are above average for both purchases and balance transfers.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - Good Credit card has to offer.
Review Date: September 30, 2008
Note: The review on this card was updated on September 30, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
|
0% on Purchases Until October 2009 |
|
Intro Applied Towards:
|
Purchases |
|
Purchase APR:
|
13.90% |
|
Cash APR:
|
22.90% |
|
Finance Configuration:
|
Average Daily Balance (including new purchases) |
|
Annual Fee:
|
$0 |
|
Additional Cardholders:
|
$0 |
|
Grace Period:
|
25 Days |
|
Late Payment Fee:
|
Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
|
Over the Limit Fee:
|
$39 fee |
|
Cash Advance Fee:
|
3% of amount of the cash advance, but not less than $10. |
|
Balance Transfer Fee:
|
None |
|
Minimum Credit Limit:
|
$500 |
|
Maximum Credit Limit:
|
$15,000 |
|
Miles per Dollar:
|
1.25 |
|
Additional Miles:
|
None |
|
Mile Details:
|
Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. |
|
Expiration:
|
None |
|
Yearly Limit:
|
None |
|
Frequent Flyer Compatible:
|
No |
|
Most Attractive Feature(s):
|
| Miles are redeemable for flights on any airline. |
|
Least Attractive Feature(s):
|
| Miles cannot be combined with airline frequent flyer programs. |
|
Additional Features:
|
$0 fraud liability for any unauthorized use if your card is lost or stolen.
Five different reward options - Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen.
|
| This card is for applicants with Good Credit. *See Capital One® important disclosures for more information. |
|
