Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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$2 U.S. ATM transaction fee (1 free cash withdrawal per month); $4.95 bank teller cash advance and international ATM transaction fee |
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Application Fee:
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$9.95** |
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Participation Fee:
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$119.40 ($9.95 monthly) |
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Reload Fee:
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$0 (except for bank wires) |
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InActive Fee:
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$0 |
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Total First Year Fees:
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$129.35 |
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Maximum Credit Limit:
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$10,000 |
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Minimum Deposit:
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$0 |
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Maximum Deposit:
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$6,950 |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| This card offers cardholders their choice of three unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). There is no transaction fee for U.S. purchases. **The account set up fee of $9.95 is waived with direct deposit loads. The direct deposit limit plus the cash deposit limit is the maximum deposit amount. $1 fee for ATM balance inquiries. $1 fee for international purchases. No credit checks or turn downs. No employment verifications. Must be at least 18 and a U.S. citizen or permanent resident. See website for complete terms and conditions of card usage and application disclosure. |
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