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The Nature Conservancy Platinum Plus® Visa® Credit Card Review
Issued by Bank of America
  
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Overall Rating:
Benefit Rating:
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The Nature Conservancy Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those who would like to show their support for The Nature Conservancy and will take advantage of the rewards program.
Through the WorldPoints® rewards program, cardholders will earn one point per dollar on all purchases. Accumulated points may be redeemed for unlimited cash rewards, free travel with no blackout dates, valuable merchandise, gift cards, and more. In addition, for every new account that is opened, Bank of America will make a contribution to The Nature Conservancy to help support efforts to preserve and protect land and water worldwide at no additional cost to the cardholder.
Aside from the rewards program, cardholders will have access to a variety of platinum benefits such as fraud protection, online account access, and various card designs to choose from. Plus, cardholders will receive a 1 year membership and subscription to Nature Conservancy magazine upon approval.
The card has no annual fee, a 0% introductory rate on balance transfers and cash advance checks for the first twelve months, and a very low fixed interest rate for purchases (for those who qualify).
Therefore, those who are looking to transfer balances at a 0% interest rate, would like to show their support for The Nature Conservancy, and plan to take advantage of the rewards program will benefit most from what the Nature Conservancy Visa® Card has to offer.
Through the WorldPoints® rewards program, cardholders will earn one point per dollar on all purchases. Accumulated points may be redeemed for unlimited cash rewards, free travel with no blackout dates, valuable merchandise, gift cards, and more. In addition, for every new account that is opened, Bank of America will make a contribution to The Nature Conservancy to help support efforts to preserve and protect land and water worldwide at no additional cost to the cardholder.
Aside from the rewards program, cardholders will have access to a variety of platinum benefits such as fraud protection, online account access, and various card designs to choose from. Plus, cardholders will receive a 1 year membership and subscription to Nature Conservancy magazine upon approval.
The card has no annual fee, a 0% introductory rate on balance transfers and cash advance checks for the first twelve months, and a very low fixed interest rate for purchases (for those who qualify).
Therefore, those who are looking to transfer balances at a 0% interest rate, would like to show their support for The Nature Conservancy, and plan to take advantage of the rewards program will benefit most from what the Nature Conservancy Visa® Card has to offer.
Review Date: August 25, 2008
Note: The review on this card was updated on August 25, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is also available for cash advance checks. |
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Purchase APR:
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9.99% (Fixed) The APR for purchases is based on the Prime Rate. |
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Cash APR:
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24.99% (Fixed) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $10 minimum |
| Credit Card Reward Program Details (Point) | |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points can be redeemed for unlimited cash rewards, free travel with no blackout dates, merchandise, gift cards and more. |
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Expiration:
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5 Years |
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Yearly Limit:
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None |
| Features | |
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Most Attractive Feature(s):
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| 0% introductory rate; no annual fee; donation program. | |
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Least Attractive Feature(s):
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| Card not eligible for enrollment in the WorldPoints® Reward Program. | |
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Additional Features:
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| Various card designs to choose from. Various Internet account related services. Fraud protection. Complimentary one-year membership and subscription to Nature Conservancy magazine. Each time the card is used, a donation is made to support The Nature Conservancy. See website for additional benefits. |
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Important Notations
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| The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. | |
