The BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for boating fans with very good credit who want to participate in the WorldPoints® rewards program.
Through the WorldPoints® rewards program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, travel, merchandise, gift certificates, and more. Points will expire five years after they are earned.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires.
The card also provides various benefits and services including fraud protection, online access, and access to a personal concierge service. Cardholders will also be able to choose from several card designs.
Therefore, those boating fans who would like to participate in the WorldPoints® rewards program and will take advantage of the introductory rate will benefit most from what the BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card has to offer.
Review Date: August 19, 2008
Note: The review on this card was updated on August 19, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
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Purchase APR:
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9.9% / 15.99% (Fixed)
The APR for purchases is based on the Prime Rate. |
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Cash APR:
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19.99% (Fixed)
The APR for cash advances is based on the Prime Rate.
There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $10 minimum |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points are redeemable for travel rewards, merchandise, gift certificates, cash, and more. |
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Expiration:
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5 Years |
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Yearly Limit:
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None |
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Most Attractive Feature(s):
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| Common platinum benefits; no annual fee; reward program; 0% introductory rate. |
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Least Attractive Feature(s):
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| Points expire five years after they are earned. |
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Additional Features:
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| See website for additional benefits. |
| The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure. |
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