Discover® Student Card - Monogram Collection Review
Issued by Discover
  
|
Overall Rating:   Benefit Rating:  |
|
The Discover® Student Card - Monogram Collection, is a top rated card with students who want Cashback rewards and the awesomeness of a personalized card.
As any diligent student will tell you- hitting the books and studying right away is a key to success. Well, the same principle applies to the Discover® Student Card - Monogram Collection. Cardholders immediately begin earning Cashback rewards that earn up to 1% unlimited Cashback bonus on nearly everything purchased!
Cardholders continue to earn Cashback bonus rewards simply by spending through a seasonal rotating list of categories. Some of these quarterly changing categories on the extensive list include gas, restaurants, department stores and more - all the areas any college student would find worth their precious dollars.
Plus, discounts on items or services purchased through participating ShopDiscover merchants and retailers is up for grabs, simply for being a cardholder and redeeming your rewards for gift certificates.
The rewards garnered through the Discover® Student Card - Monogram Collection special offer have no expiration date and the card boasts no annual fee and no reward redemption fee. All of these factors and more make this the perfect no hassle easy card for any student seeking to be rewarded for their purchases- the entire school year and beyond.
Cardholders also benefit from the numerous standard perks Discover offers such as online account management and $0 fraud liability with mobile and email fraud alert options.
As students pursue their education during a time where funds are likely tight it's good to "Discover" a card that not only facilitates those much needed purchases-- but gives some of that much needed money back.
As any diligent student will tell you- hitting the books and studying right away is a key to success. Well, the same principle applies to the Discover® Student Card - Monogram Collection. Cardholders immediately begin earning Cashback rewards that earn up to 1% unlimited Cashback bonus on nearly everything purchased!
Cardholders continue to earn Cashback bonus rewards simply by spending through a seasonal rotating list of categories. Some of these quarterly changing categories on the extensive list include gas, restaurants, department stores and more - all the areas any college student would find worth their precious dollars.
Plus, discounts on items or services purchased through participating ShopDiscover merchants and retailers is up for grabs, simply for being a cardholder and redeeming your rewards for gift certificates.
The rewards garnered through the Discover® Student Card - Monogram Collection special offer have no expiration date and the card boasts no annual fee and no reward redemption fee. All of these factors and more make this the perfect no hassle easy card for any student seeking to be rewarded for their purchases- the entire school year and beyond.
Cardholders also benefit from the numerous standard perks Discover offers such as online account management and $0 fraud liability with mobile and email fraud alert options.
As students pursue their education during a time where funds are likely tight it's good to "Discover" a card that not only facilitates those much needed purchases-- but gives some of that much needed money back.
Review Date: February 08, 2012
Note: The review on this card was updated on February 08, 2012. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
|
Intro Rate (Intro APR):
|
0% Interest* for 9 Months |
|
Intro Applied Towards:
|
Purchases |
|
Additional Intro Details:
|
*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details. |
|
Purchase APR:
|
13.99%- 20.99 V (Variable) |
|
Cash APR:
|
23.99% Variable (Variable) |
|
Finance Configuration:
|
Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
|
Annual Fee:
|
$0 |
|
Grace Period:
|
25 Days (Min.) |
|
Over the Limit Fee:
|
n/a |
|
Cash Advance Fee:
|
Either $10 or 5% of the amount of each cash advance, whichever is greater |
|
Balance Transfer Fee:
|
3% of the amount of each transfer. |
| Credit Card Reward Program Details (Rebate) | |
|
Rebate Minimum:
|
.25% |
|
Rebate Maximum:
|
20% |
|
Additional Rebates:
|
Earn a 5% Cashback Bonus® in popular categories that change four times a year like gas, restaurants, department stores, and more. |
|
Rebate Details:
|
Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affilia |
|
Expiration:
|
None (If your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Cashback Bonus in your Cashback Bonus account will be forfeited.) |
|
Yearly Limit:
|
No |
| Features |
|
Most Attractive Feature(s):
|
| Personalized card design; no annual fee; 0% intro APR on purchases. |
|
Least Attractive Feature(s):
|
| Low rate not available to all applicants. |
|
Additional Features:
|
| Various Internet account related services. Cardholders choose their personalized card design. No liability for unauthorized transactions. Fraud and security protection services. Discounts on products and services at participating merchants and retailers. See website for additional benefits. |
|
Important Notations
|
| *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Additional Information |
|
Apply Online for the Discover® Student Card - Monogram Collection from Discover See other Student Credit Cards See other Discover Credit Cards |