The JetBlue Business Credit Card from American Express is designed for those who travel frequently with JetBlue Airlines and would like to take advantage of the airline reward program.
Through the reward program, cardholders earn one Award Dollar for each dollar spent on the card. Two Award Dollars are earned for each dollar spent on JetBlue flights, gas, wireless phone charges, car rentals, and office supplies and equipment. It is important to understand that 200 Award Dollars are equal to one TrueBlue® point, and 100 TrueBlue® points are equal to one round-trip flight. Cardholders will earn 50 TrueBlue® points with the first purchase, which is worth 1/2 of a free flight. There is no limit to the amount of Award Dollars that can be earned, but TrueBlue® points expire one year after they are earned if there is no point earning or redemption activity, and TrueBlue® awards expire one year after they are issued.
In addition to the reward program, cardholders can expect common benefits offered by American Express, such as various emergency assistance services, purchase protection, extended warranty services, and travel accident insurance.
The annual fee of $40 is reasonable as compared to other airline reward cards. There is a 3.99% introductory rate for six months that applies to balance transfers, and the interest rate is above average for purchases and balance transfers once the introductory rate expires.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the reward program will benefit most from what the JetBlue Business Credit Card from American Express has to offer.
Review Date: June 18, 2008
Note: The review on this card was updated on June 18, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
|
3.99% APR for 6 Months |
Intro Applied Towards:
|
Balance Transfers |
Purchase APR:
|
Prime + 9.99% (Variable) The APR for purchases is based on the Prime Rate. |
Cash APR:
|
19.99% (Variable) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
Finance Configuration:
|
Average Daily Balance (including new purchases) |
Annual Fee:
|
$40 |
Additional Cardholders:
|
$0 |
Grace Period:
|
20 Days |
Late Payment Fee:
|
$30 |
Over the Limit Fee:
|
$35 |
Cash Advance Fee:
|
3%, $5 minimum for Express Cash transactions |
Balance Transfer Fee:
|
There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
Points Per Dollar:
|
1 Point |
Additional Points:
|
Earn 2 points (Award Dollars) for each dollar spent on JetBlue flights, gas, wireless phone charges, car rentals, and office supplies and equipment. Earn 1 point (Award Dollar) for each dollar spent on all other purchases. |
Point Details:
|
200 points (Award Dollars) are equal to 1 TrueBlue® point, and 100 TrueBlue® points are equal to one round-trip flight. |
Expiration:
|
1 Year (Points will not expire as long as there is point earning or redemption activity on the account within a 1-year period. TrueBlue awards expire 1 year after they are issued.) |
Yearly Limit:
|
None |
Bonus First Purchase:
|
50 TrueBlue® Points* |
Bonus Details:
|
**Earn 50 TrueBlue® points with the first purchase, which is worth 1/2 of a free flight. |
Most Attractive Feature(s):
|
| Free access to rewards program; 50 TrueBlue® points; low introductory rate for balance transfers. |
Least Attractive Feature(s):
|
| Annual fee. |
Additional Features:
|
Various Internet account related services. Automatically save 5% on all JetBlue flights purchased directly from JetBlue reservations. Access to the OPEN Savings Network. Discounts on products and services at participating merchants and retailers. Extended warranty for purchases. Auto rental insurance. Purchase protection. Travel accident insurance. Emergency card replacement. Various travel and emergency assistance services. See website for additional benefits. |
| See website for complete terms and conditions of card usage and application disclosure. |
|