The Capital One® Platinum - Good Credit card is designed for people with good credit who want a card with a competitive APR and great benefits.
The best feature of this card is the interest rate on purchases and balance transfers which makes this card a good option for those who plan to carry a balance. There are no balance transfer fees, and there is no annual fee.
In addition, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a reasonable interest rate on purchases and will make use of the additional services will benefit most from what the Capital One® Platinum - Good Credit card has to offer.
Review Date: August 20, 2008
Note: The review on this card was updated on August 20, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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12.90% |
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Cash APR:
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22.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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$39 fee |
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Cash Advance Fee:
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3% of amount of the cash advance, but not less than $10. |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$15,000 |
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Most Attractive Feature(s):
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| No annual fee. |
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Least Attractive Feature(s):
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| No extraordinary benefits or discounts. |
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Additional Features:
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$100,000 Worldwide Automatic Travel Accident Insurance.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
Collision, Damage, and Loss Insurance on rental cars.
Emergency card replacement or cash advance if your card is lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. |
| This card is for applicants with Good Credit. *See Capital One® important disclosures for more information. |
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