The Capital One® No Hassle Cash(SM) Rewards card for people with excellent credit is ideal for those who are looking for a card that offers a cash back reward program.
Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash.
The card has no annual fee and a reasonable interest rate for purchases and balance transfers.
This card provides platinum benefits and services including emergency card replacement, auto rental insurance, and extended warranties for purchases. Cardholders can also enjoy exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a cash back reward card, would like an interest rate that gives them the option to carry a balance, and will take advantage of the additional services may benefit most from what the
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit card has to offer.
Review Date: July 01, 2008
Note: The review on this card was updated on July 01, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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14.90% |
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Cash APR:
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22.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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3% of amount of the cash advance, but not less than $10. |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$20,000 |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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2% |
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Additional Rebates:
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2% cash back on purchases at gas stations and major grocery and drug stores and 1% cash back on all other purchases. |
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Rebate Details:
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There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. |
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Expiration:
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None |
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Yearly Limit:
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None |
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Most Attractive Feature(s):
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| No annual fee; earn unlimited cash back on purchases. |
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Least Attractive Feature(s):
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| No extraordinary benefits or discounts. |
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Additional Features:
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$0 fraud liability for any unauthorized use if your card is lost or stolen.
24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
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| *See Capital One® important disclosures for more information. |
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