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Chase Business Rebate Visa® Card Review
Issued by Chase
  
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Overall Rating:
Benefit Rating:
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The Chase Business Rebate Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program offered.
Through the rebate program, cardholders receive 3% cash back on purchases made at any restaurants, office supply stores, gas stations, building supply stores, and hardware and home improvement centers. A 1% rebate will be earned on all other purchases.
Aside from the reward program, the card provides several platinum benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.
The card has no annual fee, and it provides a 0% introductory rate for up to the first fifteen months on balance transfers. Once the introductory rate expires, the card has a fixed rate for purchases(for those who qualify).
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the reward program will benefit most from what the Chase Business Rebate Card has to offer.
Through the rebate program, cardholders receive 3% cash back on purchases made at any restaurants, office supply stores, gas stations, building supply stores, and hardware and home improvement centers. A 1% rebate will be earned on all other purchases.
Aside from the reward program, the card provides several platinum benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.
The card has no annual fee, and it provides a 0% introductory rate for up to the first fifteen months on balance transfers. Once the introductory rate expires, the card has a fixed rate for purchases(for those who qualify).
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the reward program will benefit most from what the Chase Business Rebate Card has to offer.
Review Date: July 01, 2008
Note: The review on this card was updated on July 01, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
Intro Rate (Intro APR):
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to 0% APR for up to 15 Months |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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Transferred balances must consist of business-related expenses. |
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Purchase APR:
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7.99% (Fixed) The APR for purchases is based on the Prime Rate. |
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Cash APR:
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20.99% (Variable) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over the Limit Fee:
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$39 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $5 minimum, $99 maximum |
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Maximum Credit Limit:
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$35,000 |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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3% |
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Additional Rebates:
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Earn a full 3% cash back for all business purchases you make at any restaurants, office supply stores, gas stations, building supply stores, and hardware and home improvement centers. Earn 1% cash back on all other purchases. |
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Rebate Details:
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None |
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Expiration:
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None |
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Yearly Limit:
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None (The 3% rebate can be earned on a maximum of $20,000 in qualified purchases.) |
| Features | |
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Most Attractive Feature(s):
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| Rebate program; no annual fee; long term 0% introductory rate. | |
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Least Attractive Feature(s):
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| Higher APR for less qualifying applicants. | |
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Additional Features:
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| Various Internet account related services. No liability for unauthorized purchases. Year-end financial statement (upon request). Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Travel accident insurance. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistant services. Extended warranty for purchases. Purchase protection. Visa Business Partner Advantage. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
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Important Notations
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| The APR for purchases varies according to the applicant?s credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. | |
| Additional Information | |
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Apply Online for the Chase Business Rebate Visa® Card from Chase See other Business Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards |
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