Chase Platinum Business Card Review - Business

Issued by Chase

The Chase Platinum Business Card, issued by Chase, is designed for those with very good credit who are looking to consolidate their business expenses.

This card offers a 0% introductory rate on purchases and balance transfers for up to the first twelve billing cycles with no annual fee, and the interest rate is reasonably low after the introductory rate expires.

The card provides common cardholder benefits that include travel accident insurance, lost luggage insurance, auto rental insurance, and various emergency and travel assistance services. It also offers business-related discounts on computer equipment, car rentals, hotel rooms, and more.

Therefore, those who will be able to take advantage of the introductory offer, the multitude of benefits, and the business-related discounts may find the Chase Platinum Business Card to be a valuable option.

Review Date: June 27, 2008

Terms and Conditions

Note: The review on this card was updated on June 27, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	0% APR for up to 12 Months
Intro Applied Towards:	Purchases, Balance Transfers
Additional Intro Details:	Transferred balances must consist of business-related expenses.
Purchase APR:	8.99% (Variable) The APR for purchases is based on the Prime Rate.
Cash APR:	20.99% (Variable) The APR for cash advances is based on the Prime Rate. There is a minimum APR on cash advances.
Finance Configuration:	Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee:	$0
Additional Cardholders:	$0
Grace Period:	20 Days (Min.)
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over the Limit Fee:	$39
Cash Advance Fee:	3%, $10 minimum
Balance Transfer Fee:	3%, $5 minimum, $99 maximum
Maximum Credit Limit:	$35,000

Features
Most Attractive Feature(s):
0% introductory rate; no annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants.
Additional Features:
Various Internet account related services. Access to savings of up to 20% on business-related merchandise. Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Travel accident insurance. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistance services. Extended warranty for purchases. Purchase protection. Year-end financial statement (upon request). No liability for unauthorized transactions. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details.

Important Notations
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99%, or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Chase Platinum Business Card from Chase See other Business Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards