The NFL Extra Points™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for NFL fans with good credit who plan to take advantage of the reward program that is offered.
Through the reward program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for a variety of NFL team experiences, collectibles, and merchandise. Points expire after five years.
In addition to the reward program, the card also offers benefits such as fraud protection and online account access. Cardholders will also receive a $25 NFL Shop gift certificate with their first qualifying purchase.
The NFL Extra Points™ Platinum Plus® Visa® Card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.
Therefore, NFL fans who would like to carry a card that represents their team, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the NFL Extra Points™ Platinum Plus® Visa® Card has to offer.
Review Date: September 22, 2008
Note: The review on this card was updated on September 22, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
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Purchase APR:
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9.99% / 15.99% (Fixed)
The APR for purchases is based on the Prime Rate. |
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Cash APR:
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19.99% (Fixed)
The APR for cash advances is based on the Prime Rate.
There is a minimum APR on cash advances. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum ($75 maximum for cash advance checks) |
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Balance Transfer Fee:
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3%, $10 minimum |
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Minimum Credit Limit:
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$2,000 |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points are redeemable for a variety of NFL team experiences, collectibles, and merchandise. |
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Expiration:
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5 Years |
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Yearly Limit:
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None |
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Bonus First Purchase:
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$50 NFL Shop Gift Certificate |
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Most Attractive Feature(s):
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| Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee. |
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Least Attractive Feature(s):
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| No extraordinary benefits or discounts offered to cardholders aside from the reward program. |
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Additional Features:
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Cards are available for all 32 NFL clubs.
See website for additional benefits. |
| This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
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