Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Months |
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Intro Applied Towards:
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Purchases |
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Additional Intro Details:
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A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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$19 on balances up to $400 and $38 on balances of $400 and over |
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Over the Limit Fee:
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$35 |
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Cash Advance Fee:
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3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee:
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There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
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Points Per Dollar:
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1 Point |
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Point Details:
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Points can be redeemed for purchases at airlines, hotels, car rentals, cruise lines, travel agencies, tour operators, and on-line travel sites. Once the eligible purchase appears on the monthly statement, the cardholder may request the discount redemption |
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Expiration:
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None |
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Yearly Limit:
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None |
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Bonus First Purchase:
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5,000 Points |
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Bonus Details:
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Cardholders receive 5,000 bonus points after their first purchase. |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 5.99%, 7.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
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