Discover® Student Card - Tropical Beach Review
Issued by Discover
  
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Overall Rating:   Benefit Rating:  |
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The Discover Student Card - Tropical Beach issued by Discover is an ideal student credit card because it comes with a Cashback rewards program and boasts a 0% APR on purchases for 9 months.
As you begin to shop with your Discover Student Card - Tropical Beach you will immediately start earning Cashback bonuses, ultimately reaching 1% unlimited Cashback bonus on most purchases.
However, even more Cashback bonus rewards can be earned. Cardholders can garner a 5% Cashback bonus through a rotating list of spending categories. Popular categories include but are not limited to gas, restaurants, department stores and more.
The rewards achieved through the Discover Student Card - Tropical Beach have no expiration date and the card has no annual fee and no reward redemption fee, making it a carefree card for any student looking to get rewarded for their purchases year round. So whether you're in class or enjoying a winter or summer break - you could be due for a Cashback bonus!
In addition to the rewards program, the card also comes with numerous standard benefits such as online account management, $0 fraud liability for unauthorized charges - along with mobile and email fraud alert options. Plus, discounts on items or services purchased through participating merchants and retailers.
The card really is made to give something back to the student who has to make those necessary purchases and get rewarded along the way. So their next purchase comes courtesy of a little Cashback.
As you begin to shop with your Discover Student Card - Tropical Beach you will immediately start earning Cashback bonuses, ultimately reaching 1% unlimited Cashback bonus on most purchases.
However, even more Cashback bonus rewards can be earned. Cardholders can garner a 5% Cashback bonus through a rotating list of spending categories. Popular categories include but are not limited to gas, restaurants, department stores and more.
The rewards achieved through the Discover Student Card - Tropical Beach have no expiration date and the card has no annual fee and no reward redemption fee, making it a carefree card for any student looking to get rewarded for their purchases year round. So whether you're in class or enjoying a winter or summer break - you could be due for a Cashback bonus!
In addition to the rewards program, the card also comes with numerous standard benefits such as online account management, $0 fraud liability for unauthorized charges - along with mobile and email fraud alert options. Plus, discounts on items or services purchased through participating merchants and retailers.
The card really is made to give something back to the student who has to make those necessary purchases and get rewarded along the way. So their next purchase comes courtesy of a little Cashback.
Review Date: December 28, 2011
Note: The review on this card was updated on December 28, 2011. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
| Credit Card Rate Details | |
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Intro Rate (Intro APR):
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0% Interest* for 9 Months |
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Intro Applied Towards:
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Purchases |
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Additional Intro Details:
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*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details. |
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Purchase APR:
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13.99%- 20.99 V (Variable) |
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Cash APR:
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23.99% Variable (Variable) |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
| Credit Card Fee Details | |
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Annual Fee:
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$0 |
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Grace Period:
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25 Days (Min.) |
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Over the Limit Fee:
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n/a |
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Cash Advance Fee:
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Either $10 or 5% of the amount of each cash advance, whichever is greater |
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Balance Transfer Fee:
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n/a |
| Credit Card Reward Program Details (Rebate) | |
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Rebate Minimum:
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.25% |
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Rebate Maximum:
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5% |
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Rebate Details:
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Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affilia |
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Expiration:
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None (If your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Cashback Bonus in your Cashback Bonus account will be forfeited.) |
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Yearly Limit:
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No |
| Features |
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Most Attractive Feature(s):
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| Cashback Bonus® rewards program; no annual fee. |
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Least Attractive Feature(s):
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| Low rate not available to all applicants. |
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Additional Features:
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| Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Discounts on products and services at participating merchants and retailers. See website for additional benefits. |
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Important Notations
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| *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Additional Information |
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Apply Online for the Discover® Student Card - Tropical Beach from Discover See other Student Credit Cards See other Discover Credit Cards |