Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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0% APR for 12 Billing Cycles |
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Intro Applied Towards:
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Balance Transfers |
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Additional Intro Details:
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The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over the Limit Fee:
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$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee:
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3%, $10 minimum |
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Balance Transfer Fee:
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3%, $10 minimum |
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Rebate Minimum:
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1% |
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Rebate Maximum:
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1% |
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Additional Rebates:
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None |
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Rebate Details:
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For every $2,500 the cardholder spends, they are eligible to receive a $25 statement credit. Cardholders must call and request the rebate to receive it. |
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Expiration:
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5 Years |
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Yearly Limit:
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None |
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Bonus First Purchase:
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$50 Statement Credit** |
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Bonus Details:
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**Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days. |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
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