Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
|
0% APR for up to 12 Months |
Intro Applied Towards:
|
Balance Transfers |
Additional Intro Details:
|
The introductory rate is available on balance transfers for up to twelve months. |
Finance Configuration:
|
Average Daily Balance (including new purchases) |
Annual Fee:
|
$0 |
Additional Cardholders:
|
$0 |
Grace Period:
|
20 Days (Min.) |
Late Payment Fee:
|
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
Over the Limit Fee:
|
None |
Cash Advance Fee:
|
3%, $5 minimum |
Balance Transfer Fee:
|
A balance transfer fee applies with this offer* (see site for details). |
Minimum Credit Limit:
|
See Important Notations |
Maximum Credit Limit:
|
See Important Notations |
Points Per Dollar:
|
1 Point |
Additional Points:
|
Earn 1 ThankYou flight point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Earn 1 ThankYou purchase point per dollar spent on all purchases. |
Point Details:
|
Points can be redeemed for flights on any airline, merchandise, gift certificates, and statement credits through the ThankYou(SM) Network. |
Expiration:
|
3 Years (Points do not expire as long as the account is active during a 3-year period.) |
Yearly Limit:
|
100,000 Points (only 50,000 of which may be ThankYou flight points) |
Bonus Details:
|
*Earn 10,000 bonus points after $300 in purchases are made within three months of account opening. |
Most Attractive Feature(s):
|
|
Least Attractive Feature(s):
|
|
Additional Features:
|
|
| The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure. |
|