Review Date: August 21, 2008
Note: The review on this card was updated on August 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$75 |
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Additional Cardholders:
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$0 |
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Grace Period:
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20 Days (Min.) |
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Late Payment Fee:
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$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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3%, $5 minimum |
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Balance Transfer Fee:
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A balance transfer fee applies with this offer* (see site for details). |
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Minimum Credit Limit:
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See Important Notations |
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Maximum Credit Limit:
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See Important Notations |
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Points Per Dollar:
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1 Point |
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Additional Points:
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Earn 1 Select Spend Point plus 1 Purchase Point for every dollar you spend at gas stations, supermarkets, and drugstores, plus earn 1 Purchase Point for every other dollar you spend. Earn 1 Flight Point for every mile you fly on any airline - or anyone el |
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Point Details:
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Points can be redeemed for flights on any airline with no blackout dates, discounts on hotel stays, retail gift cards, electronics, and statement credits through the ThankYou(SM) Network. |
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Expiration:
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3 Years (Points do not expire as long as the account is active during a 3-year period.) |
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Yearly Limit:
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200,000 Points (only 100,000 of which may be ThankYou flight points) |
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Bonus Details:
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*Earn 20,000 bonus points after $600 in purchases are made within three months of account opening. |
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Most Attractive Feature(s):
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Least Attractive Feature(s):
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Additional Features:
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| The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure. |
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