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indymama
Will our current mortgage lender automatically finance us for another home purchase?
We are moving and selling the first home.
We are in good standing with the current mortgage company.
We have lived here for almost 3 years- we have had two payments that have been a few days late.
We are in good standing with the current mortgage company.
We have lived here for almost 3 years- we have had two payments that have been a few days late.
Also, will they keep us at our current interest rate?
...asked February 9th, 2012 @ 6:00 pm
in Loan - Home
41211Craig at home
0 
0No, the rate will be based on the rates at the time of the finance, not at a former rate.
...answered February 9, 2012 @ 6:29 pm
41212golferwhoworks
0 0they may but the rate is based on what is available today
I am a mortgage banker in TN & KY
...answered February 9, 2012 @ 7:10 pm
41213donfletcheryh
0 0Sorry, no assurance can be given. Some lenders will be unable to advance funds against a new purchase. Some will be able and willing. With the new stimulus program we might expect more will be able and willing, but you will have to read it carefully to see how you qualify.
...answered February 9, 2012 @ 7:25 pm
41214Wilhelmina W
0 0http://yourinfo.h-o-s-t.name
A very informative website you can also get much information in website
...answered February 9, 2012 @ 8:04 pm
41215Ryan M
0 0You need to ask your LENDER! We cannot tell you what the lender will do because it is up to THEM!!!
...answered February 9, 2012 @ 8:17 pm
41216Greenfin
0 0They will give you current mortgage rate. Creditbilty will definitely pay you for further loan.
...answered February 9, 2012 @ 8:43 pm
41217George L
0 0I think you can’t get because the rates is based on the time when you finance. I think you have to contact some mortgage lender who guide you the whole situation.
I know this online mortgage lender http://www.iloanshop.com who provide the mortgage services in United States last 5-6 years.
You can try this i hope u will get your solution.
Good Luck……..!
...answered February 9, 2012 @ 8:50 pm
41218Joseph P
0 0Your best bet would be to call the lender and see if they can refer you to a loan specialist/loan officer. THey can quickly determine if you would qualify for another mortgage. If you are buying a new home, its likely that if you are applying now, your rate would be lower because rates are at an all time low. There are many variables that go into the mortgage decision such as your credit score, income, mortgage pay history and value of the home you are buying. keep in mind that most lenders now are stuck having to meet fannie mae and freddie mac mortgage guidelines and the process is not very pleasant to go through because of all the red tape. Some banks are better at it than others, so hopefully you will pick a good bank!
Good luck!
...answered February 9, 2012 @ 9:00 pm